Birmingham Accident Lawyers: How USAttorneys.com Can Help with Your Accident Case
Has an accident recently occurred on your property where someone sustained an injury? Was this person someone other than you or those living with you? If so, your homeowner’s insurance might be able to help provide the compensation necessary to cover the injuries or damages caused.
Accidents can occur anywhere, and many do. While roadway accidents are among the most common types, incidents on personal property are also frequent. Whether a child or a guest becomes injured on your property, it’s crucial to know the necessary steps to ensure the injured party is properly compensated.
Our Birmingham, Alabama accident attorneys are the best professionals to consult with regarding these matters. Below is some useful information that might help you if you are dealing with a similar circumstance.
What Types of Accidents Might My Homeowner’s Insurance Cover?
Some homeowners’ insurance policies cover accidents both on and off your property. Review your personal policy to see what exactly it covers, as yours might differ from others. If your policy includes such coverage, here are some types of accidents it might compensate for:
- A neighborhood child gets hurt while climbing on your fence, even if you warned them not to.
- Your golf shot hits another player in the head.
- You accidentally spill a hot plate of food on someone during a get-together.
According to 360 Financial Literacy, a typical homeowner’s insurance policy provides limited coverage for personal injuries or property damage you or those living with you might be legally responsible for. This coverage comes in two parts: personal liability and medical payments.
What Will Personal Liability Cover?
If a claim or lawsuit is filed against you arising from bodily injury or property damage from an accident that occurred on your property or away from your property, this coverage will protect you. The coverage may also pay for legal defense from a reputable Birmingham accident lawyer. Again, it depends on your particular policy, so it is best to speak with an insurance agent who can explain whether this coverage is included in your policy.
Most personal liability protection provides a minimum of $100,000 of coverage per occurrence, and many don’t carry a deductible. In terms of medical payments, your insurance policy might provide payment for “medical expenses incurred by people accidentally injured on your property, regardless of fault, up to policy limits.”
What Will Medical Payments Coverage Provide?
Medical payments coverage might provide payment for:
- Medical expenses incurred by people accidentally injured on your property, regardless of fault, up to policy limits.
It is important to note that your homeowner’s insurance policy won’t cover acts that were intentional. If you meant to harm someone or did something that would cause them to suffer an injury, you likely won’t receive any support from your insurer.
Our Accident Lawyers in Birmingham, AL Can Represent You
Now that you are aware that your homeowner’s insurance might compensate for various types of accidents that occur on and off your property, if you need legal advice or guidance with your matter, our Birmingham, AL accident lawyers can provide you with this and much more.
Why Choose USAttorneys.com?
USAttorneys.com is a valuable resource for finding experienced and dedicated accident lawyers who can help you navigate the complexities of insurance claims and personal injury lawsuits. Our network of attorneys is well-versed in Alabama laws and can provide you with the legal representation you need to secure fair compensation.
Contact USAttorneys.com Today
If you need legal advice or assistance, give us a call here at USAttorneys.com so we can begin helping you. Our network of experienced accident lawyers in Birmingham, AL is ready to provide the support and representation you need to resolve your accident case effectively.
Don’t wait until it’s too late. Contact us today and take the first step towards securing the compensation you deserve.
