Accident victims in Buffalo should be aware of the state’s no-fault rules, so they need to get legal advice.
Buffalo, NY- Many Buffalo residents are going to have the misfortune of being in a traffic accident. If they are lucky, their collision will be minor and the damage minimal allowing them to resolve their claims easily. But for cases in which the victims suffer costly and devastating injuries, recovering compensation is not as simple because of the state’s no-fault insurance rules. USAttorneys will discuss how those rules affect your accident claim in New York.
In New York and other states with no-fault insurance rules, accident victims are required to file their property damage or injury claim with their auto insurance company no matter who was at fault. Their medical and rehabilitative costs, expenses for property repair or replacement and loss of wages must come from their insurer unless they meet New York’s serious injury threshold.
If you don’t meet the serious injury threshold, your auto insurance company will cover your medical and other related costs up to your insurance limits. So, if your injuries aren’t serious but your medical bills exceed your coverage, those remaining costs will have to come from your pocket.
You must fully comply with an insurance company, or your claim could be dismissed.
According to the New York State Bar Association, a serious injury is a personal injury that results in:
Death
Dismemberment
Loss or use of a body part or system
Limitations to an individual’s mobility.
If you suffered an injury in an auto collision and aren’t clear if you meet the serious injury standard, we urge you to speak with an accident lawyer in the New York to help you decide what route you need to take to recover compensation. You may have grounds to seek compensation above what you are being offered from an auto insurer, and if you don’t have expert legal representation you may not receive all of the injury compensation you need.
You must cooperate with an insurance company. In states that don’t have no-fault insurance rules, accident victims are encouraged to say as little to an insurance company as possible. In New York, however, the law requires accident victims comply with any request from an insurance company. Not meeting their demands or cooperating fully with an insurance company gives them the right to terminate your claim and leave you with nothing.
An attorney is your best chance of getting a favorable settlement.
USAttorneys urges serious injury victims to speak with an attorney before making any moves that will impact the outcome of your claim. Be retaining an experienced litigator, you can avoid any mistakes that could lead a smaller settlement. We recommend accident victims in Buffalo contact one of the personal injury attorneys at Stanley Law. Contact their office at 315-474-3742 and set up a consultation. Their team will do what they can to make the claims process less stressful and more productive.
You can count on USAttorneys’ team of lawyers to stand up for you rights and help you recover the compensation you deserve. We can connect you with a lawyer in Buffalo to answer your questions and give you their expert advice.

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