Monterey, CA- Car accidents are common enough that it is likely most Americans will be involved in at least one during their life time. A lot of those accidents will be minor fender benders, resulting in only minor injuries or minimal property damage. But there are many occasions when a traffic accident can shatter a person’s life; in the worst accidents people are killed or suffering debilitating accidents.
If you have been hurt or lost someone dear to you in a car accident, there are things you need to know about personal injury or wrongful death claims in order to obtain a settlement that meets your needs.
Firstly, you need to understand how the process works. Secondly, you need understand the value of your claim. Here we’ll go over how the process works, but this information is by no means a substitute for the advice of California accident attorney.
When you pursue a settlement resulting from a car accident you to know there are two types of settlements; one that covers your injuries (typically referred to as personal injury) and one that covers the damage done to your vehicle.
If you are filing a personal injury claim in California, it’s important to note that the statute of limitations is two years. That means you have two years from the date of your accident to seek compensation from the at-fault party or parties.
Assuring you get a fair settlement begins at the scene of the accident, where evidence is collected. If you are seriously injured you are unable to collect crucial evidence so your can rely on a trusted friend or family member. Better yet would be to enlist and attorney to gather the evidence for you.
The evidence you will need includes: medical records, medical bills showing the cost of your treatment, police reports, verification of your loss of income and evidence of your pain and suffering.
This evidence will be crucial when you negotiate with an insurer. They have a closely-guarded pricing structure they use to determine amount of settlement they will offer you. That pricing structure typically involves taking your medical care costs, adding that amount to your loss of wages and multiplying that figure 1 ½ to 4 times the initial costs, depending on the extenuating circumstances of your case. This why it’s crucial to have expert legal representation, they know how to present a convincing argument on your behalf and show that you need and deserve a substantial settlement.
You are likely going to be contacted by the at-fault party’s insurer so they can resolve your accident and move on to the next order of business. Don’t accept that settlement before speaking with a personal injury or a wrongful death attorney. They will know if the settlement offer you receive is ideal and will adequately cover your costs.
It may be nearly impossible for you to know the value of your injuries. Fact is some accident victims never completely recover from the injuries they sustain. If they suffered a serious injury such a trauma to the head or a spinal cord injury, you may not be able to anticipate the many costs you face. A Monterey accident attorney understands the true value of your injuries and won’t rest on your case until you get the compensation you deserve.

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