In vehicle insurance, the term property damage indicates damage that occurred to your car, SUV, truck, etc. If you have been involved in an car accident in Oregon, you may be entitled to make a property damage claim.
The First thing to Do
If you are involved in a car accident, the very first thing you must do is to get in touch with the insurance company of the at-fault driver and inform them of the car accident. In the meantime, you can take steps to evaluate the damage suffered by your car. In case the at-fault driver failed to report the car accident, the insurance company might wish to go through the accident report to determine liability. Therefore, to speed things up, you can obtain a copy of the report and pass it to them.

You will need an Oregon accident lawyer around this point. This is not the time to try to handle everything on your own. Not sure how to find one? No worries, just go right here: You may have to form a new relationship with someone and learn to trust this person in your time of need.
Your Right to Recover
The fundamental rule in such a situation is that you have the right seek compensation and the right to an Oregon accident attorney who you will not have to pay any money to upfront. To do so the worth of your car before and after accident is assessed and the difference between the two is what you should get. This in turn is evaluated by the expenses incurred in repairing your car or the prevailing market value of the car, as determined by the Blue Book value.
The insurance company usually reaches a decision that is dependent upon the expected repair costs. If this is in excess of 75 percent of the Blue Book value of your car, they might total the car and pay the value. If you have installed any extra fittings to your car, you have the right to be reimbursed for items such as new stereos as well as non-stock items.
A Totaled Car
When your insurance company decides to total your car, it means your vehicle is counted as a total loss and you are paid a reasonable cash value for the car. The ACV or Actual Cash Value is the cost incurred in replacing your car with one that is of a similar model and type, after deducting an amount that is essentially your car’s depreciation, meaning the usual wear, and tear and age.
A Rental Car
Actually, you have every right to recover the loss for not being able to use your car and your Oregon accident lawyer will help you in this endeavor. This is determined by the actual cost of renting an appropriate alternate vehicle, although the insurance company in question need not arrange a rented vehicle for you. Therefore, whether you a rent a car on your own, or prefer not to rent one, you have the right to be compensated for the loss of use of your own car as you probably already know.
Hire an Oregon Accident Lawyer
As long as your insurance company is in agreement with the actual facts of the accident, things may look simple. Unfortunately, this is not always the case. At times you need the services of a terrific and sagacious Oregon accident lawyer who is well versed in dealing with insurance companies as well any other party who is involved in the legal process. The wise thing to do is to seek legal help without any delay.
Never needed anyone else’s help? Well, it is OK to ask for help sometimes. The law is complex and there are many turning points. Press right here to find yourself the legal help you need.

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