Thornton Colorado Accident Lawyers: How Can Help with Your Accident Case and Appealing a Denied Insurance Claim

Getting into an accident is a stressful experience, and dealing with insurance companies can sometimes make the situation even more challenging. If you’ve been involved in an accident in Thornton, Colorado, and your car insurance company has denied your claim, you might feel overwhelmed and unsure of what to do next. Fortunately, you have the right to appeal their decision. can connect you with experienced accident lawyers in Thornton who can help you navigate this process and fight for the compensation you deserve.

Why Insurance Companies Deny Claims

Insurance companies can deny claims for various reasons, including:

  • Policy Exclusions: The damage or incident might be excluded from your policy coverage.
  • Lapsed Policy: Your policy might have lapsed due to non-payment.
  • Fault Disputes: The insurance company might believe you were at fault for the accident.
  • Insufficient Coverage: The claim might exceed your policy limits.
  • Lack of Documentation: Inadequate or missing documentation supporting your claim.

If you believe your claim was wrongfully denied, you have the right to appeal the decision.

Steps to Appeal a Denied Insurance Claim

Here’s a step-by-step guide on how to appeal your insurance company’s decision:

1. Review Your Policy

Before taking any action, thoroughly review your insurance policy to understand what is covered and what is excluded. Pay close attention to the terms and conditions that apply to your claim.

2. Contact Your Insurance Agent

Reach out to your insurance agent or representative to discuss the denial. Ask them for a detailed explanation of why your claim was denied and what specific steps you need to take to appeal the decision.

3. Gather Supporting Documentation

Collect all necessary documentation to support your appeal. This may include:

  • Accident Reports: Police reports and accident scene photos.
  • Medical Records: Documentation of any injuries sustained and treatment received.
  • Repair Estimates: Quotes for vehicle repairs.
  • Witness Statements: Statements from anyone who witnessed the accident.

4. Submit an Appeal Letter

Write a formal appeal letter to your insurance company. In your letter, include:

  • Your Policy Number: Clearly state your policy number and claim number.
  • Details of the Accident: Provide a detailed account of the accident.
  • Reasons for Appeal: Explain why you believe the denial was incorrect and provide supporting evidence.
  • Requested Action: Clearly state what you want the insurance company to do, such as reversing the denial and paying your claim.

5. Follow Up

After submitting your appeal, follow up with your insurance company regularly to check on the status of your appeal. Keep a record of all communications.

6. Consider Legal Assistance

If your appeal is denied again or if you’re having difficulty navigating the appeals process, it may be time to seek legal assistance. An experienced accident lawyer can help you understand your rights, gather additional evidence, and represent you in negotiations or court.

How Can Help

Navigating an insurance claim appeal can be complex and time-consuming. The experienced accident lawyers at can help you through every step of the process:

  • Expert Guidance: Our lawyers can explain your policy and the appeals process in detail, ensuring you understand your rights and options.
  • Documentation Assistance: They can help you gather and organize all necessary documentation to support your appeal.
  • Negotiation: Experienced attorneys can negotiate with your insurance company on your behalf to seek a fair settlement.
  • Legal Representation: If your case needs to go to court, our lawyers can provide strong representation to help you achieve the best possible outcome.


If your car insurance claim has been denied in Thornton, Colorado, don’t give up. You have the right to appeal the decision, and with the help of an experienced accident lawyer, you can increase your chances of a successful outcome. can connect you with skilled accident attorneys in Thornton who can guide you through the appeals process and fight for the compensation you deserve. Contact us today to get started on your path to justice and fair compensation.