Fort Lauderdale, FL-Being in a car accident is a nerve-wracking experience, leaving the victims frazzled and vulnerable. There’s the matter of injuries and vehicle damage which means an insurance claim and a possible injury suit. With all of those concerns running through their minds, accident scam victims may not realize that it wasn’t actually an accident after all. They don’t realize that the accident was planned for the sole purpose of capitalizing on a big insurance payment.
The FBI estimates that staged accidents cost auto insurance companies about $20 billion annually and those costs are then passed onto the consumer. Staged accident scammers demand high dollar settlements even though their injuries are minor and their injuries are minor. The accident attorneys at USA Attorneys know that staged accidents can happen anywhere and to anyone and believe that if you know how to identify these staged collisions you might be able to avoid them.
Common Types of Staged Accidents: According to the Coalition against Insurance Fraud, here are the most common types of staged car accidents:
The Swoop and Squat: This type of staged accident occurs when one car “swoops” in front of the intended target’s vehicle and suddenly slams on their brakes for the purpose of causing a rear-end crash. The “swoop” car will have passengers who will all claim they are badly hurt and in pain so they can get a big payout from your insurance company.
The Drive Down: This happens when a seemingly courteous motorists allows you to merge into highway traffic in their lane of travel. They signal that they are going to give you the right of way, wave you in front of them. You think they’re being courteous, but they slam into your car instead. Then they blame the accident on you.
The Sideswipe: These accidents typically happen when you are making a left turn in a dual-turn lane. Your car drifts into another lane for a brief moment when the driver in the other left-turn lane sideswipes you then claims the collision is you fault.
The Good Samaritan: These individuals may approach you at the scene of the crash or call you shortly after the accident and try to convince you to go to a particular doctor to seek treatment or steer you towards a specific auto repair shop.
The Coalition against Insurance Fraud offers these tips for avoiding a staged accident:
Don’t tailgate. Always leave a safe distance between you and the car in front of you. Leave plenty of distance between your vehicle and the one directly in front of you. The added distance gives you more time to slow down if something unexpected occurs.
Keep your eyes on the road: Traffic can change very quickly and many motorists drive distracted so make certain to watch the road at all times. Inattentive drivers make good targets for scam artists.
Don’t agree to settle your accident for cash at the scene. Believe it or not some people are willing to shell out a large sums of cash just to keep someone from filing a claim against their insurance. Don’t do it. Even if you don’t want to make a claim on your insurance, the scene of an accident is not the place to settle. Seek legal advice from an experience law firm such as The Law Office Of Martin T. Montilino, LLC to help you make the right decision.
Staged traffic accidents are more common than you might think and it cost everyone even when they aren’t directly impacted.
https://usattorneys.com/wp-content/uploads/sites/2/2020/01/logo.svg 0 0 Luis https://usattorneys.com/wp-content/uploads/sites/2/2020/01/logo.svg Luis2015-02-02 16:22:072020-04-18 22:37:39Common Accident Scams and How to Identify Them