Camden, NJ- Accidents are one leading causes of unintentional injuries and deaths in the U.S. and the leading cause is traffic accidents. According to the Centers for Disease Control, traffic accidents account for over 33,000 death annually. When a person has been injured in an accident caused by another person’s negligent actions, they want assurances that they want be forced to cover those costs out of their pocket. Here we will discuss some of three more common mistakes made by accident victims which affect the final settlement they receive.
Mistake Number 1: Speaking to an insurance company without legal representation.
This is typically one of the first mistakes accident victims make. They are probably in pain, caught off guard and don’t realize that everything they say to an insurer is most likely going to be used against the victim so that insurance company can reduce their payout.  Any statement, no matter how insignificant it may seem, will be used in settlement negotiations or in court and can jeopardize your chances of being awarded a fair personal injury or wrongful death settlement.
Avoiding this mistake is simple; a victim just needs to speak with a New Jersey accident attorney before speaking to anyone else, aside from police, about your accident. When you have an attorney, they can speak for you and prevent any misstatements from depriving you of the compensation you need.
Mistake Number 2: Accepting the first settlement offer.
Oftentimes, accident victims are just eager to move on and get on with their lives. That means they are sometimes willing to take the first settlement they are offered by an insurance company or at-fault party. It is common for a person to receive a low offer in the initial stages of their injury claim. An insurer may tell you this first offer is the best that you can do and they are hoping you take their word for it. But no offer is truly final until you accept a settlement.
An attorney knows the costs you are facing because they deal with accident victims on a regular basis. They know what is and unfair or fair settlement offer and will negotiate with the at-fault party to get you the best settlement possible.
Mistake Number 3: Asking for the wrong settlement amount.
Another mistake accident victims make is to ask for too little or too much when negotiating with an insurance company. Asking for too much or too little will indicate to an insurer that you don’t really know the value of your injuries. If you ask for too much in the beginning, you could be later convinced to take a smaller settlement.
On the other hand, if you ask for too little, you may not get all the compensation you need to completely cover your medical and other accident related expenses. Accident victims cannot always anticipate the future health problems they face because of their accident injuries. A spinal or brain injury can require extensive rehabilitation and can leave a person permanently disabled.  Your accident attorney understands the immediate and long-term costs of a serious injury and will work tirelessly to ensure their clients get every bit of compensation they are entitled to.
Remember, no settlement offer is final until you and your accident attorney decide to accept it. Don’t allow and insurer or at-fault driver to convince you to accept less than you deserve. A Camden accident attorney will give you the leverage you need and won’t back down until you are justly compensated.

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