What do I do after a car accident which is not my fault?
If you are involved in a car accident and it wasn’t your fault, you still have certain obligations you must abide by. You are still required to stop at the scene of the accident and remain there until law enforcement shows up. If the accident is minor and a police officer doesn’t come to the accident scene, you do need to exchange information with the other driver, regardless of fault.
Our accident attorneys in Waterbury, Connecticut have had to represent individuals who have been accused of committing a hit-and-run simply because they weren’t at-fault and assumed they didn’t have to stick around after the accident. This isn’t the case and you are legally obligated to do so to avoid being charged for a crime that carries harsh penalties.
Aside from meeting the requirements set forth in the state laws, it is vital that you receive information from the other driver as they are expected to cover your damages given that they caused the accident. Connecticut follows what is known as at-fault insurance laws and this is explained below.
What is at-fault insurance laws and how does it affect who pays for my car accident in Connecticut?
At-fault insurance laws require that a driver who was negligent in operating their vehicle who injured someone in an auto accident pay for the damages they cause. This means that if you were the victim of a car accident, you have the right to seek compensation from the driver who hit you, and it is likely that their insurance company would be the one to provide you with this compensation. You also have the right to “initiate a personal injury lawsuit to determine fault and the amount of damages to be awarded” [Source: Connecticut General Assembly]. This is where hiring an accident lawyer would be rather beneficial to you.
Understanding Connecticut’s driving laws, as well as those that pertain to a personal injury case, isn’t something everyone is familiar with. If you are claiming that a driver caused your accident, this will need to be proven before their insurance company is going to hand over a check. And even if you manage to get them to provide you with compensation, not always is it enough. This is only one of many reasons why you should consider enlisting the help of an accident attorney in the city of Waterbury, CT.
Don’t settle for being under-compensated for your auto accident
As mentioned, there have been instances where insurance companies will try and provide a settlement that simply isn’t enough to cover the damages you incurred. Some common damages that should be included in your settlement given that they are applicable to you include:
- Property damage
- Medical bills, both current and future
- Loss of wages if the accident has put you out of work.
- Compensation for the diminished value of your vehicle
Sometimes, it is best that you have an accident lawyer assist in getting a personal injury claim filed so they can help determine what your damages are worth and fight for that amount. Too many car accident victims walk away with less than they were entitled to and our accident and injury lawyers in Waterbury, Connecticut won’t allow that to happen.
If you are interested in speaking with legal counsel or would like to get connected with a local personal injury attorney in Waterbury, USAttorneys.com is ready to assist you. Simply give us a call or submit the contact information form found right here on our site.