Does workers’ compensation in Florida cover finger amputations?

When a worker is required to undergo a finger amputation because he/she suffered a traumatic injury in a work-related accident, their medical treatment, including their surgery, should be covered by workers’ compensation. Most employers in the State of Florida are required to carry workers’ comp insurance and allow any employees who qualify for benefits to file a claim with their insurance carrier. If an employee in Miami suffered a severe injury at work and had to have a finger amputated as a result, their employer should be notified of this so that he/she can get the claims process started.


Types of Medical Treatment Worker’s Comp Should Cover for an Amputee


As previously mentioned, workers’ compensation should cover the initial surgery an employee had to undergo to have the amputation performed and any other surgeries after that so as long as they relate to the work-related injury. In addition, workers’ compensation insurance should also cover any medical treatment an employee will need to have following surgery. For example, after an individual undergoes amputation surgery, it is likely they will feel pain, which can sometimes be suppressed with prescription medication, hand therapy, braces, or other forms of support.1

If any employee needs medication, medical devices, etc. to help them get through the recovery process, this should all be covered by workers’ compensation insurance. After undergoing amputation surgery, an amputee may also need to visit a hand therapist for therapy. Hand therapy is often used to help an amputee “regain function” as well as “reduce pain and abnormal sensations,” according to the American Society for Surgery of the Hand.

There are some amputees who experience what is called phantom sensation which is when they feel the absent part of their body still present. In some cases, phantom sensation can be treated without surgery, although an individual may need to undergo another surgical procedure if symptoms persist or become “disabling.”


Does workers’ compensation cover prosthesis?


In addition to surgery, medication, and visits to the doctor, an individual who had to have an amputation performed as a result of a work-related accident in Miami may also be able to obtain a prosthesis using workers’ compensation benefits. Many amputees choose to get a prosthetic finger as the American Society for Surgery of the Hand says that it can help them with the following:

  • Restore length to the finger that was amputated.
  • “enable opposition between the thumb and a finger.”
  • Allow an amputee to hold objects easier.

Undergoing amputation surgery is not only traumatic, but life after the surgery may never be the same if the amputation impacts an individual’s ability to return to work. If a worker in Miami recently had to undergo an amputation as a result of a work accident and they want to be sure that they are receiving all the benefits they are entitled to, they can contact Mario Trespalacios P.A. to speak with a Miami, FL workers’ compensation lawyer.

In the event an employee is having a hard time obtaining medical or even cash benefits after a work-related accident, the Miami worker’ compensation attorneys at Mario Trespalacios P.A. are also qualified to address these types of matters as well.


Mario Trespalacios P.A. can be contacted at:


9495 SW 72 Street, Suite B-275

Miami, FL 33173

Phone: 305-261-5800