Fort Lauderdale is recognized for its sunny skies and beautiful beaches that stretch for miles and miles. Many individuals who live in the city take advantage of being right on the water by either owning a boat or going out on another’s to enjoy the sunshine and the sea. And as fun and enjoyable as boats might be, there is still risk that lies in the water which can lead to a boating accident.
If you recently engaged in an accident on a boat that didn’t belong to you and suffered an injury, you may be entitled to file a personal injury claim in order to help recoup the money you are going to need for your medical bills and well as other damages. We have accident lawyers working in Fort Lauderdale, Florida right now who can provide you with further information regarding the claims process and the compensation you might be entitled to.
How do boating accidents occur in Fort Lauderdale?
- One way boating accidents transpire is when two boats find themselves in each other’s pathway and collide with one another. These accidents are generally handled in the same manner as a car accident case would be. Boaters carry insurance for this very reason so you will likely need to contact your own insurance company and possibly even the other boater’s to find out what they are willing to pay. Boats are extremely expensive which is why we insure them.
- Accident caused by negligence- If the boat owner or operator of the boat isn’t being cautious and careful and causes an accident, the boat owner could be held liable for the damages caused. This might include injuries as well as the property damage that resulted from the accident. In some cases, a boat operator might be driving the boat while under the influence which was the main cause for the accident.
Boating insurance requirements in Fort Lauderdale
If you are the owner of a boat, your insurance policy will be based on the size and weight of the vessel. Different boats carry different limits. However, if you are a livery and are renting out boats to tourists and even residents, you must be carrying insurance from a licensed carrier in the state of Florida. Your insurance policy should have protection against accident, loss, injury, property damage, or other casualty caused during the operation of the watercraft according to the Florida Fish and Wildlife Conservation Commission.
So, if your accident occurred on a boat that was rented from a livery, they should have adequate insurance coverage hat can help pick up the tab for the injuries and/or damages you suffered. If the boat owner wasn’t carrying insurance during the time of the incident, your case might become a little more complicated. If this is the case for you, it would be in your best interest to consult with a local Fort Lauderdale, FL accident attorney now.
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