Palm Bay Accident Lawyers: How USAttorneys.com Can Help with Your Accident Case
Can You File an Insurance Claim Without a Police Report?
Yes, you can successfully file an insurance claim for your accident without a police report. While it is a crucial document that insurance carriers often request, there are instances where police officers may not respond to the scene of an accident. Generally, if the accident was minor and no injuries are identifiable, officers may decline to come out. Therefore, if you don’t have a police report, it won’t determine whether your insurance carrier will file a claim or not.
The Importance of a Police Report
A police report provides key evidence from an auto accident, and without it, your insurance carrier might take longer than expected to process your claim. Additionally, the other driver could claim that their injuries were delayed, leading to severe pain later. In this case, it becomes your word against theirs, with no police report to back your claims up.
If this happens, it is highly encouraged to reach out to one of our skilled accident attorneys located in Palm Bay, Florida, who can assist with the matter. The last thing you need is for a driver to try and file a personal injury lawsuit against you for damages you didn’t cause.
Steps to Take if an Officer Doesn’t Come to the Scene
Because a police report contains key information from a third party, you may want to try and document some of the information that the report would have contained:
- Date and Time of the Accident: Record the exact date and time when the accident occurred.
- Exact Location: Note the specific location of the accident.
- Description of the Accident: Write a brief description of how the accident transpired.
- Weather and Roadway Conditions: Document the weather and roadway conditions, as this may have played a role in causing the accident and could help your insurance company speed up the process of getting your claim filed.
- Vehicle Description: Include details such as damage, make, model, and license plate number.
- Exchange Information: Document the other driver’s name, phone number, driver’s license number, and insurance information.
When to Contact an Accident Lawyer
In some instances, your car accident claim may be filed with no issues, even without a police report. However, in other instances, things don’t run as smoothly. Claims are often denied, delayed, or rejected, and that is when you might want to consider consulting with a local car accident lawyer in Palm Bay.
Even if your accident was minor, even the smallest of repairs could cost you hundreds of dollars with the cost of labor included. Therefore, to avoid the frustration associated with getting a claim filed without having a police report, enlist the help our highly recommended accident lawyers in Palm Bay, FL can offer.
Schedule a Free Consultation
At USAttorneys.com, we have agents ready to take your call and connect you with an attorney nearby. Our accident lawyers can assist with various types of accidents and ensure you receive the compensation you deserve.
Contact Information:
- Website: USAttorneys.com
- Phone: [Insert Contact Number]
Don’t let a missing police report hinder your claim. Reach out today and let our experienced Palm Bay accident lawyers guide you through the process.
