Palm Beach, FL- In 2014, there were 344,259 traffic accidents in the Florida, according to the Florida’s department of Highway Safety and Motor Vehicles. Many of those accidents were minor, but a large portion of those accidents had more tragic outcomes. More than 2,000 people were killed and nearly 200,000 people were injured in Florida traffic accidents and each one of the But Florida’s no-fault car insurance rules affect the way you settle your car accident claim.
Florida is one of the twelve states with no-fault car insurance rules which dictate that when a car accident occurs, the victims must first file a claim with their insurance company regardless of who is at fault. Medical costs, property repair costs and lost wages are paid by the victim’s insurance company. This contrasts with many other states where accident victims are allowed to file a claim against the at-fault party’s insurance company without having to make a claim on their own insurance policy.
Accident victims cannot file a personal injury claim against the at-fault driver unless they meet the “serious injury” threshold. That means accident victims must show that they suffered a permanent injury, were disfigured or were left with significant temporary or permanent scarring before they file a claim against the at-fault driver.
Those are pretty vague terms, especially for someone not well-versed in Florida’s personal injury laws. That is why traffic accident victims in Florida are urged to speak with an accident lawyer near their location if they believe they deserve compensation above what their insurance company is offering. It’s is not unusual for an accident victim’s medical bills to exceed the amount covered by their insurance policy. That means an accident victim will be on the hook for medical bills that are someone else’s fault. This is not fair for an accident victim and they could benefit by enlisting a dedicated and experienced attorney.
Florida’s no-fault rules state that accident victims must cooperate with an insurance company. In a state without no-fault car insurance rules, accident victims are urged to refrain from making statements to the opposing party’s insurance company. In contrast, Florida’s no-fault rules require you to fully cooperate with your insurance company. Refusing to cooperate means an insurance company and terminate a claim and the victim will recover nothing.
If you have been involved in a major traffic accident in Florida and you live in Palm Beach County, USAttorneys urges you to contact a personal injury lawyer near your location. We recommend you contact the law office of Smith & Vanture to set up a consultation. They are knowledgeable about the state’s personal injury laws and can help you recover all the compensation you are entitled to for your pain and suffering.
When you want the best representation, we recommend you contact accident lawyer Brian W. Smith to work on your case. He has spent over two decades advocating for injury victims and understands how to build successful personal injury or wrongful death claim on your behalf.

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