Have you been in an accident in a rental car in Yuma, Arizona? Being in a crash can be stressful enough, but when the car isn’t yours, the stress can be even more immense. The good news is that individuals who have been in a crash in a rental car may have a range of options when it comes to covering damages to the rental car. If you purchased insurance or a waiver provided by the rental car company, this may offer you protections for damages caused to the rental car. If you didn’t purchase rental car coverage or a waiver, you may still be covered under your own car insurance policy (though you may be responsible for deductibles and your insurance rates could increase if you make a claim). If another driver was at fault in your rental car accident, this driver and his or her insurers may be responsible for covering your losses. Finally, if you rented the car using a credit card, your credit card company’s coverage may provide you with additional coverage to fill in any gaps. That said, credit card coverage can vary depending on the card you used, so you may need to reach out to your credit card company to learn more about coverage provided.
Basically, if you’ve been in an accident in a rental car, you may have many levels of coverage protecting you. However, disentangling which claim to make first can be complicated in some situations. If you’ve been in an accident in a rental car and have questions about what next steps you can take, or if your insurance company has been claiming that other parties are responsible for paying your claim, Schneider & Onofry, P.C. is a car accident lawyer in Yuma, Arizona that may be able to assist you. When it comes to identifying responsible parties, the order of claims, and other steps, our attorneys can help.
Rental Car Insurance and Waivers Provided by the Rental Car Company
If you purchased rental car coverage through the rental car company, you may not need to make a claim with your personal car insurance at all. One of the benefits of purchasing insurance through the rental car company is that it protects you from premium increases you can face would you have had to make a claim with your personal insurance policy. Rental car companies may provide a range of protections when you purchase insurance. One protection might be a waiver. This isn’t really insurance, but is a guarantee that the rental car company won’t come after you for any physical damage to the vehicle. That is just one aspect of the protections that you may have purchased, however. Other protections might include insurance for personal injuries suffered by yourself or others in a car accident. If you’ve been in an accident in a rental car, and purchased coverage through the company, calling your rental car company after an accident takes place is important. Read over the policy and coverage documents. If you are confused about what is covered, and what is not covered, or if you believe that the rental car company isn’t providing you with the coverage promised, you can always reach out to the car accident lawyers at Schneider & Onofry, P.C. in Yuma, Arizona to review your case.
What If I Didn’t Purchase Rental Car Insurance?
Even if you did not purchase rental car insurance, you might still be protected through your own personal insurance policy. For example, you can make a claim with your own car insurance. If another driver was at fault for the crash, his or her car insurance might be responsible for paying some or all of your claim. Finally, if you rented the vehicle using a credit card, your credit card company may provide additional coverage that can protect you for the cost of deductibles and for the costs that aren’t covered by insurance. Have questions about your rights after a rental car accident in Yuma, Arizona? Reach out to the car accident attorneys at Schneider & Onofry, P.C. in Yuma, Arizona to learn more.
Other Options Following a Rental Car Accident
If another driver was at fault for your rental car accident, you may be able to pursue this driver for damages, especially if you are facing out-of-pocket expenses after a rental car accident. Individuals involved in a rental accident might be facing the costs of repairing or replacing a brand new vehicle, in addition to the expenses related to medical costs, lost wages due to missed time from work, and other damages. If another driver was at fault for your crash, this driver might be responsible for paying for these expenses. Schneider & Onofry, P.C. is a car accident law firm in Yuma, Arizona that assists individuals who have been in crashes due to another person’s negligence or neglect. You may have important rights under the law. Our lawyers may be able to help. Or, contact USAttorneys.com to get matched with one of our car accident lawyers today.