How does a driver know if their car is totaled after an accident in Austin?
Austin, TX – Motor vehicle accidents can be expensive for a number of different reasons. The most common result of any crash is vehicle damage, although treatment for injuries to the people involved tends to be much more serious and costly. In some cases, the vehicle may be considered a total loss and it will not be repaired. There are a number of different reasons why this happens, and the driver will essentially get paid the value of the vehicle if it is beyond repair. Anyone who is having difficulties with the insurance process can contact an attorney to review their situation and ensure they are receiving adequate compensation.
How to assess the damage
The vehicle must be inspected by an insurance company’s adjuster after an accident. Some companies may only ask for pictures or other information rather than having to send out someone to view the vehicle in person. If the company believes that the costs of repairs are more than the actual value of the vehicle, then it is a total loss and they will not pay to have it fixed.
Signs that the vehicle may be totaled
There are certain things a driver can look at to try to guess on their own regarding the conclusion of the inspection. Generally, vehicles that look severely damaged and cannot be operated will be a total loss. This is true if the frame is mangled, the car has various fluid leaks, all of the windows are smashed out, and other severe forms of damage are present. Older cars are also less likely to be repaired if they did not retain any significant value and it would cost thousands of dollars to make the necessary repairs. Insurance companies have a tendency to not want to invest money into older cars unless the damage is minor. Another related factor to age is mileage. Once a car has been driven for over one hundred thousand miles, much of its value may already be gone, which means that insurance companies will generally not pay for significant repairs on any high mileage car.
Collision insurance
State governments do not require collision insurance by law. However, most vehicles that are subject to loans or liens will need to have collision insurance. If the vehicle does not have this type of coverage, the owner is responsible for all repairs on their own, and the insurance provider will not give any financial help.
Finding out more about available compensation
Robson Law Firm is available to help people with accident lawsuits in Austin and nearby parts of Texas. Their attorneys can meet with those who need advice during an initial consultation to discuss how civil lawsuits work.
Firm contact info:
1114 Lost Creek Blvd., Suite 440, Austin TX 78746
512-345-8200
robsonlawfirm.com
