How does an employee in Florida know if their employer is carrying workers’ compensation insurance?
Brownsville, FL—Most employers in the State of Florida are required to carry workers’ compensation insurance. This insurance is not only used to reduce employer liability in the event of an accident, but it also provides employees with medical and indemnity benefits (i.e. wage replacement benefits). If an employee wanted to find out if their employee was properly insured, they could do one of the following1:
- Ask their employer. If an individual suffered a work-related injury and they needed to file a workers’ comp claim, they could report their injury and request that their employer provide them with their insurance information.
- Contact the Employee Assistance and Ombudsman Office (EAO). The EAO office can be reached by telephone at (800) 342-1741 or by email at [email protected].
What if an individual has a qualifying work injury but their employer doesn’t want to report it?
If an employer is stalling filing a workers’ compensation claim for an injured worker or is claiming that their work-related injury isn’t covered, an employee can contact the insurance company to report their injuries themselves. Employees who have run into trouble before getting their workers’ comp claim filed can also contact Mario Trespalacios P.A. to find out how a Brownsville, FL workers’ compensation attorney can help.
Generally, when an employee starts the claims process off with issues, they are better off retaining an experienced Brownsville, FL workers’ comp lawyer who will protect their interests and defend their rights.
What if the insurance company denies an injured worker’s claim?
Most injured workers have a right to obtain workers’ comp benefits so as long as they are eligible to receive them, and their injury is considered a “qualifying injury.” Injured workers must ensure they notify their employer of their injury within 30 days as any time after could result in their claim being denied.
In the event an employee meets all the criteria to receive workers’ comp benefits, yet the insurance company is denying them medical and/or wage replacement benefits, a workers’ comp attorney in Brownsville will determine why the insurer is denying the claim and work to remedy the issue if an error was made.
Contact Mario Trespalacios P.A. for Help with a Workers’ Compensation Claim
Whether an individual has questions concerning their employer’s workers’ comp coverage or has run into an issue while trying to file a workers’ comp claim, the Brownsville, FL workers’ compensation lawyers at Mario Trespalacios P.A. are here to help. Mario Trespalacios P.A. does offer free consultations to those who may need a legal expert’s help and can be reached at 305-261-5800.
Mario Trespalacios P.A. is located at:
9495 SW 72 Street, Suite B-275
Miami, FL 33173
Phone: 305-261-5800
Website: www.mtpalegal.com
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