Fort Lauderdale Florida Accident Lawyers: How USAttorneys.com Can Help with Your Accident Case
Tragedy struck on Sunrise Avenue in Fort Lauderdale, Florida, when a pedestrian in his early 50s was killed by a hit-and-run driver. The victim leaves behind a grieving family who now faces the daunting task of seeking justice and compensation for his wrongful death. Hiring a competent accident attorney will be necessary to navigate this challenging path. Leaving the scene of an accident causing death is a first-degree felony in Florida and comes with a maximum sentence of up to 30 years in prison and/or a $10,000 fine. This criminal offense will significantly impact any civil lawsuit outcomes.
Understanding No-Fault Insurance and Death Benefits
No-Fault Insurance in Florida
Florida operates under a no-fault insurance system. This means that after a car accident, each party’s insurance pays for their own medical expenses and other losses, regardless of who was at fault. This system is designed to reduce the number of lawsuits and speed up the compensation process.
Mandatory Insurance Requirements
The state of Florida requires that all motor vehicles have current auto insurance coverage. The minimum requirements are:
- $10,000 in personal injury protection (PIP)
- $10,000 in property damage liability (PDL)
PIP Insurance Coverage
PIP insurance pays the insured’s medical bills, regardless of fault, up to the limit of $10,000. Additionally, PIP insurance can cover funeral expenses, making it a crucial aspect of the no-fault insurance system.
Death Benefits under PIP
Under Florida’s no-fault law, the PIP portion of the insurance may pay for a car accident victim’s losses, including death benefits. These benefits can include funeral and burial expenses, lost earnings, pension payments, and replacement services payments. To recover no-fault death benefits, the death must be directly related to the use or operation of a motor vehicle and ruled as an accident.
In Florida, PIP covers up to $5,000 of death benefits per individual. These benefits are in addition to medical and disability benefits and are paid out in a lump sum, similar to a life insurance policy. The benefits are typically paid to the executor or administrator of the deceased’s estate, or to any of the deceased’s relatives by blood, legal adoption, or marriage.
Steps to Take After a Fatal Accident
Seeking No-Fault Death Benefits
After a fatal automobile accident, the person seeking no-fault death benefits should:
- Provide the insurance company with a copy of the death certificate.
- Gather information such as hospital and medical records, accident and police reports, the decedent’s tax and earnings information, and funeral bills and expenses.
- Use the forms provided by the insurer for filing claims.
- Determine if there’s more than one policy that covers the decedent, as survivors may be able to “stack” death benefits from multiple policies.
Exclusions to Note
Exclusions that would prevent the decedent from recovering no-fault benefits also bar the recovery of survivors’ benefits. It is crucial to understand these exclusions to ensure a successful claim.
Call a Lawyer
If a family member or loved one has been killed by a vehicle, you may need the services of a knowledgeable attorney with a successful track record in personal injury and wrongful death cases. USAttorneys.com can connect you with experienced accident lawyers in Fort Lauderdale who are ready to fight for your rights and help you secure the compensation you deserve.
Contact King Lindsey, P.A.
For assistance with your case, contact the Law Firm of King Lindsey:
King Lindsey, P.A.
- Address: 633 South Federal Highway, Suite 200 B, Fort Lauderdale, FL 33301
- Phone: (954) 867-6518
Navigating the legal aftermath of a fatal accident can be overwhelming. With the help of a skilled accident attorney, you can focus on healing while they handle the complexities of your case. Reach out to King Lindsey, P.A., today for compassionate and professional legal support.
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