Life has the habit of changing at the blink of an eye. One moment you’re driving to work or school, and the next, you hear the dreaded sound of metal on metal as your car crashes into another. This is never a good time for anyone and sometimes, insurance companies don’t make it any easier.
If you can’t handle your claim on your own, or your insurance company denies liability or coverage, then It’s time to take action.
Here are just a few ways to know when to get an attorney for a car accident, and everything you need to know about it.
1. You’re Suffering Though Horrible Injuries
After a car accident, you may suffer through terrible injuries that won’t allow you to make a claim on your own. You should call an attorney if you are suffering through any long-term injuries.
Sometimes when you get in a wreck and get seriously injured the medical bills can be debilitating. This is especially true if the injuries are going to put you out of work for a while. You should talk to an attorney if this is the case.
2. You Can’t Handle Your Claim on Your Own
Again, if you’re seriously hurt it will be hard to make a claim all on your own. It can also be hard to handle the claim if you just don’t have much knowledge on the legal matters surrounding the accident.
Sometimes it’s not that the claim is hard for you to understand, it’s just that you would rather leave it up to a professional. This is perfectly okay too.
3. The Insurance Company Denies Liability
Don’t be surprised if an insurance company denies that their client is responsible for your accident. Their hope is that you’ll either believe them or just give up out of annoyance.
Most of the time, if you show them that you’re not going to budge on it they will give you an offer. A more stubborn company might still refuse you. If they won’t give you an offer at all, then it’s time for you to get an attorney.
4. The Insurance Company Denies Coverage
The insurance company of the person you crashed with isn’t the only one that can give you a few issues. It’s possible that your own insurance company will tell you that your accident isn’t covered under them.
When they do this, request all paperwork surrounding it and get an attorney. Even if you can’t find a loophole or a gray area, an experienced individual can find the fine print within the fine print.
Know When to Get an Attorney for a Car Accident
There is a lot of panic and fear that comes from a car accident. You shouldn’t have to suffer through frustrating insurance companies and hefty hospital bills on top of it. Know when to get an attorney for a car accident so you can have a little peace of mind.
Were you the passenger during a car accident? Visit our blog to find out what your rights are.