Teens, like adults, get into auto accidents all the time. In fact, teens accidents are extremely common for many different reasons. Some of the reasons why teen accidents are at an all-time high is because:
- They are texting and driving.
- Engaging with passengers in the vehicle which become a distraction.
- Aren’t being cognitive of others around them or cautious as they are operating their vehicle.
- Are driving while intoxicated.
If your teen was involved in a crash and you aren’t sure how to handle the claims process, we want to help you find a professional located in the Fort Wayne, Indiana area who can explain this to you. Engaging in an accident is a frightful and jolting experience, especially for a teen who is new to driving. And one thing you want to be sure of is that your insurer is going to handle the claim fairly and place fault where it should be directed.
Why you need to be leery of auto insurance companies
After you become involved in an accident, whether it was you or your teen, you know that you must go through the claims process. This means paperwork is going to be requested, forms will need to be filled out, and money might need to be paid up front. One thing you want to be aware of is that insurance companies aren’t always looking out for their customer’s best interest. In fact, many policy holders file complaints on the daily simply because they feel they weren’t treated fairly by their insurer.
Some things you want to be mindful of after an auto accident in Fort Wayne, Indiana include:
- What the damage is worth and what type of repairs need to be done. Your insurance company will send out an insurance adjuster who is going to provide this information to you, however, they aren’t always right so don’t rush into accepting the repairs they offer. Our accident attorneys in Fort Wayne, AZ can provide you with some more input on this so it is suggested you give one a call that is featured on our site.
- If the fault is placed on the right driver.
- How much your car has depreciated and if that value is going to be calculated into your settlement.
Why you need to be aware of state and city laws?
Laws play a major role in how fault is determined in an auto accident claim. For instance, if you were to get into an accident with another vehicle and are under the impression they were the cause, if you were speeding at the time of the incident, you may very well be held accountable. It is important that both you and your teen are familiar with all the city and state laws that are currently active in Fort Wayne, Indiana not only so you can abide by them but also know why you might be held at fault for causing a crash.
Some of the newer laws that have become active include:
- Drivers under 21 carrying a probationary license are not permitted to use any sort of telecommunications device, even those that are hands free when behind the wheel. They can only use their phone in the event of an emergency.
- “The only passengers allowed inside the vehicle with an unsupervised driver up to 21 years old for the first six months are siblings, the driver’s children, or a spouse” according to wane.com.
- Teen drivers are not permitted to drive between the hours of 11 p.m. and 5 a.m. Sunday through Thursday and 1:00 a.m. and 5 a.m. on Saturday and Sunday.
If you are seeking legal aid for your auto accident or any other type of accident, we can help you find and retain an accident lawyer in Fort Wayne, IN now.