New York is one of twelve states with no-fault insurance laws, which affect how you recover compensation.
New York, NY- Were you injured in an accident? Were your injuries minor or severe? If you were injured and you are planning on filing a personal injury claim, there are things you need to understand about New York’s auto insurance rules apply to your claim and how you go about recovering compensation. USAttorneys will discuss how those rules have an impact on your attempts to recover compensation for your pain and suffering.
Only twelve U.S. states have no-fault auto insurance laws, and New York is one of them. Such rules affect how you and other accident victims recover compensation. Under these rules, you must file your traffic collision claim with your car insurance company, even if the other driver was at fault. Your property repair costs, medical expenses and other financial losses resulting from a collision will be paid for by your insurer unless you meet the “serious injury” threshold.
So, you may be wondering what qualifies as a serious injury? To meet the “serious injury” threshold, you must show that you suffered a permanent injury; you were disfigured, or your injury will result in temporary or permanent scarring. For those not well-aware of state laws, the term “serious injury” is vague, which is why USAttorneys urges accident victims to get legal advice. We have a team of dedicated and skilled accident attorneys in New York to explain the state’s no-fault rules and help you decide how to resolve your claim.
An accident lawyer will help you negotiate with an insurance company.
With the high cost of medical care and services in the U.S., it’s not unusual for a victim’s accident-related expenses to exceed the limits of their PIP (personal injury protection) policy. That can mean without representation; you may be on the hook for some of your medical expenses even though someone else was at fault for your accident.
New York requires you fully cooperate with an insurance company throughout the course of your claim. Typically, you are urged to refrain from speaking with an insurer and to limit contact, leaving your lawyer to do all the speaking, but in no-fault insurance states, you could harm your claim and have it dismissed if you fail to cooperate with an insurer.
If you have been involved in a major traffic accident and suffered a severe or catastrophic injury, or you lost a loved one, let USAttorneys connect you with a personal injury lawyer. We recommend you contact the Law Firm of Antin, Ehrlich & Epstein, LLP to work on your New York accident claim. They have a solid track record of advocating for the rights of accident victims throughout the state.
If you are unsure if you need an attorney, just set up a consultation with the personal injury lawyers at Antin, Ehrlich & Epstein, LLP. They will be glad to meet with you and evaluate your claim so that any decision you make about your case is informed and results in generous compensation for you and your family. Contact their office today at 212-221-5999 or visit their website.