Little Rock, AR- As an accident victim you have a long list of things you have to handle. While your primary focus should be on your recovery, it’s understandable that you are concerned about you are going to pay your bills. If your accident was someone else’s fault another thing on your mind how you are going to recover compensation. An accident claim typically requires you deal with an insurance company that will work very hard to limit the settlement you get. That is why USAttorneys’ team of Arkansas accident lawyers would like to highlight three tricks insurance companies use to reduce their liability and shortchange you.
In many situations, insurance companies are there to help you through a difficult time, but make no mistake: insurance companies are for-profit! And in order to make a profit, an insurance company must takes whatever steps necessary to limit their liability. They use tactics that you may not be aware of but can have a negative impact on your case.
Trick #1: Offer a low settlement
There are thousands of traffic accidents in Arkansas each year with many different causes, so insurance companies have massive amounts of claim to resolve. Naturally, they want to settle claims quickly and attempt to do so by offering you a settlement very soon after accident. They are hoping that you haven’t spoken to a lawyer and will accept their low-ball offer. Don’t. Speak with an accident lawyer to learn the real value of your claim and allow them to handle settlement negotiations. It will be in your best interest to hold out for a larger settlement. Even when you don’t want to take your personal injury or wrongful death claim to court, you need legal counsel. Remember, you don’t have to settle right away—the statute of limitations is three years—so you can hold out for a generous offer.
Trick #2: Refusing to pay your medical bills
Another way an insurance company can limit their liability is to refuse to pay your medical bills—this happens in workers’ compensation claims too. An adjuster may claim some of your injuries were not caused by the accident. Or, they may claim your injuries aren’t are serious as you claim and you are exaggerating your symptoms so your injury seems worse than actually is.
Trick #3: Ignoring your phone calls
They may not be able to avoid settling with you forever, but if an insurer is serious about delaying your claim, you can expect them to ignore your phone calls. You call to get the status of your claim, but you get the run-around. An adjuster or insurer may be hoping that if they ignore you long enough, you’ll go away. Don’t give them that impression. You will get return call and updates of the status of your case if you have representation to keep the pressure on an adjuster and insurance company. Our team of accident lawyers in Arkansas will keep on top of your case so you don’t have to worry about it.
This trick and the others mentioned are all too familiar to the team of attorneys at USAttorneys and one of the many reasons you need help with your accident claim. Car accident victims in Little Rock, Arkansas are urged to call attorney Shelia Campbell to work on their claim and secure the settlement they truly deserve. Contact the Law Offices of Shelia Campbell to set up a consultation today.

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