Kentucky’s no-fault insurance rule affects how you recover compensation for an auto accident.

Kentucky’s no-fault insurance rule affects how you recover compensation for an auto accident.


Traffic accident lawyer in Lexington, Kentucky discusses the state’s auto insurance rules and how they affect your accident claim
Lexington, KY- Each year, thousands of Kentucky motorists are involved in traffic accidents that result in injury or death. According to the Kentucky Department of Highway Safety, 694 people were killed and over 23,000 people were injured in traffic crashes in 2015. In many cases, traffic wrecks are minor but when they aren’t the victims deserve to be compensated for their medical costs and other financial losses. So, it is important that accident victims in Kentucky understand the state’s auto insurance rules and how they impact
Kentucky’s auto insurance rules
Kentucky is one of the dozen or so states that have no-fault insurance rules. The no-fault rule requires accident victims to file their accident claim with their auto insurer.  His or her policy covers a the accident-related expenses they incurred including medical, recovery and repair expenses. And, unfortunately, if your accident expenses exceed your coverage limits, the difference will come out of your pocket.
You cannot file a claim against the at-fault parties unless your injury meets the state’s serious injury standard.
You must meet the state’s serious injury standard to file a claim against the at-fault driver.

You must meet the state’s serious injury standard to file a claim against the at-fault driver.


What is a serious injury?
An injury is considered serious if it is significant or permanent or the injury causes disfigurement or permanent scarring. The laws are somewhat vague in this regard, so you should speak with someone who understands the state’s insurance rules. An accident lawyer in Lexington can tell you if you meet the state’s serious injury standard.
How does a serious injury claim differ?
If your injuries do meet the serious injury standard, you can pursue the negligent driver for compensation. The reckless parties are responsible for the victim’s medical expenses, recovery costs, lost wages and costs associated with property repair. If your injuries are permanent, you might be eligible for compensation to cover your future medical and living expenses. A personal injury lawyer can inform you of the value of your case.
Should I contact an attorney if I file an insurance claim?
Whether your injury is minor or meets the serious injury standard, you can benefit from retaining an accident lawyer. We recommend you contact Kentucky auto accident attorney Matt Troutman and arrange a case evaluation. He will help you with your insurance claim or help you build a civil court case. Attorney Matt Troutman has trial experience and knows how to negotiate a fair settlement. We recommend you contact his office at 1-859-696-0001 and arrange a consultation. You can rely on an attorney to fight for you and secure the full amount of compensation you deserve.
An accident lawyer in Lexington will help you recover a fair settlement for injuries and other expenses if you are up against an insurer.

An accident lawyer in Lexington will help you recover a fair settlement for injuries and other expenses if you are up against an insurer.


 

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