How can an experienced attorney help with legal action after an accident in Louisville, Kentucky?
Contact an experienced personal injury attorney in Louisville, Kentucky when an accident causes negative impacts to the physical and mental well-being, or economic livelihood of you, or someone you love. This law firm in Louisville, Kentucky can support the uniqueness of each type of accident claim with pertinent federal and state laws toward a satisfactory court award, or an insurance settlement that will compensate a victim for their losses. Wrongful death and catastrophic injury can alter every facet of a person’s life, so it is best to have an experienced lawyer answer all questions regarding future economic impacts to you because of the accident, and avenues to recover damages.
An accident is an unplanned event that in many cases leads to detrimental outcomes resulting in harm, injury, damage, loss, or wrongful death casualty. The law provides for compensation, or indemnity when the injured party was not at fault. Accidental injuries may occur at work, on someone’s property, in the hospital, on vacation, during recreational outings, or in a motor vehicle, just to name a few common locations. The assistance of an experienced accident attorney in determining fault is valuable to support a case for negligence in court.
What kind of impact do accidents have in the Louisville, Kentucky?
Injuries and violence affect everyone, regardless of age, race, or economic status. According to the Centers for Disease Control and Prevention, more Americans die from violence and injuries in the first half of their life, caused by motor vehicle crashes, falls, or homicides, than from any other cause, including cancer, HIV, or the flu. This makes injury the leading cause of death among people aged 1-44. Over 200,000 people die from injury each year in the U.S., but millions of people are injured and survive. They are faced with life-long mental, physical, and financial problems. Professional legal counsel in Louisville, Kentucky is a valuable asset when a person is faced with an unexpected injury that necessitates financial compensation, or when faced with the loss of economic stability due to a wrongful death loss to a family.
- 2.8 million people were hospitalized due to injuries in 2015
- 27.6 million people were treated in an emergency department for injuries in 2015
Injury carries an increasingly high economic toll. The total costs of injuries and violence in the United States was $671 billion in 2013. The costs associated with fatal injuries was $214 billion, while nonfatal injuries accounted for over $457 billion. These statistics support the cause for personal injury legal actions that will compensate accident victims for their losses.
What types of accidents result in legal action in Louisville, Kentucky?
Auto and motorcycle accidents, personal injuries, premises liability, medical malpractice, and worker’s compensation claims are at the root of most legal action resulting in economic, non-economic and punitive damages meant to address the health and well-being of injured parties after an accident. A victim’s care and fiscal stability should be assured by state-mandated insurance coverage, but there are times when negligent individuals are not insured, under-insured, or their insurance companies take actions that are detrimental to a settlement for an injured party. Legal counsel in Louisville, Kentucky is imperative to achieve the best outcomes in situations like these.
What can a personal injury victim in Louisville, Kentucky recover?
Damages are the sum of money that may be awarded to an injured party to compensate them for property damage, or other losses. The damage amounts attempt to financially measure the extent of harm that an accident victim has suffered because of a negligent individual’s actions. Damages are different from costs, which are the expenses incurred as a result of bringing a lawsuit, although the court may order the losing party to pay those expenses as well.
Compensatory damages are meant to restore an individual back to the state they were in prior to the accident and include an award of money to compensate for actual economic losses, based on property damage, and/or injury. Total awards can include both economic and non-economic damages.
Economic damages include:
- Loss of earnings, or loss of future earnings
- Medical bills
- Cost of future medical care
- Household expenses, because the injured party was not able to care for the house (not able to do the cleaning or make repairs, for example)
- Costs associated with canceled trips or altered plans
Non-economic damages include:
- Pain and suffering
- Personal enjoyment
- Mental anguish
- Loss of consortium or companionship
What are punitive damages?
When an individual’s actions are found to be intentional, egregious, and harmful, these types of damages may be awarded to punish the named defendant as a means to deter future similar acts. Punitive damages in Louisville, Kentucky are governed by state laws that impose restrictions, sometimes requiring a higher burden of proof, including clear and convincing evidence that supports the harmful act. These laws also set limits on how much money a plaintiff can receive based on the amount of compensatory damages awarded in the legal action. Depending on state law, punitive damages may be covered by insurance, but in many states, they are not.
Will tort reform impact your settlement in Louisville, Kentucky?
Tort reform may play a significant role in the amount of compensation an accident victim receives. Tort reform was designed to reduce litigation with an industry-specific focus, such as the medical profession and laws are often enacted at the state level, although some tort reform laws have been enacted at the federal level. There are arguments for and against tort reform as it relates to accident victim outcomes versus businesses, insurance companies, and medical providers to name a few. An experienced lawyer in Louisville, Kentucky will know how to manage the compensation structure, depending on the laws of the state where the accident occurred and the lawsuit was filed.
How are automobile and motorcycle accidents caused in Louisville, Kentucky?
Automobile and motorcycle accidents can be caused by another driver, or drivers, road construction, weather, or reckless driving involving insured, inadequately insured, or uninsured drivers who cause an accident by speeding, failing to follow the rules of the road, losing control of a vehicle, or imprudent driving under a variety of existing conditions. An accident victim in Louisville, Kentucky should only be concerned with becoming well after the negative event, while the insurance company works out the details to replace lost property and pay medical claims related to an accident. A Louisville, Kentucky lawyer’s involvement may speed this process along.
Depending on what state you live in, either your insurance company (if you live in a “no-fault” state), or the insurance company of the responsible party (if you live in a “fault” state) should cover the losses resulting from the car, or motorcycle accident. It is important to understand the requirements and restrictions on state insurance laws. Your care and financial recovery should be assured, but there are times when insurance companies will fight to reduce, or avoid paying necessary damage claims and you may need the assistance of an experienced professional accident attorney in Louisville, Kentucky.
What are some common injuries caused in car and motorcycle accidents?
Car and motorcycle accidents in Louisville, Kentucky result from reckless driving, driving under the influence, being hit by commercial vehicles, distracted driving, and other acts of negligence. Each situation is unique and different laws may impact successful legal outcomes, based on criminal and civil components, which is why you should hire skilled legal counsel in Louisville, Kentucky. There are many common injuries related to car and motorcycle accidents that can yield high medical bills and long recovery periods. They include whiplash (head, neck, and spinal injury), concussions (loss of motor function, memory, or paralysis), broken bones, internal bleeding (not immediately recognized causing organ damage), and spinal cord injury (loss of limb function, paralysis, breathing difficulty), and traumatic brain injury. Louisville, Kentucky motorcycle accidents often cause more catastrophic results because riders do not have the same amount of protection without seat belts, airbags, or metal cage protections from a passenger vehicle protecting them from other vehicles, stationary objects and roadway impacts that may cause riders to be ejected. According to the National Highway Traffic Safety Administration, there was a 5% decrease in the total number of motorcycle accident deaths in 2018, but 4,985 still occurred.
What is a personal injury accident in Louisville, Kentucky?
Personal injury that occurs in any setting, as a result of the action, or inaction of another, may enable a victim to recover compensation, but fault and/or liability must be proven. In the personal injury context, the injured person must establish that the other entity was negligent. Negligence can be defined as generally acting below the standard of care that a reasonable person would follow, or not acting in a manner consistent with the standard of care that a reasonable person would follow. The recovery of damages, or an insurance settlement rests on proof that the other individual or entity was the cause of the injury.
What is a premises liability accident in Louisville, Kentucky?
Premises liability accidents in Louisville, Kentucky encompass those injuries that occurred on another’s premises and are usually covered under homeowners’ insurance. This may result from poor conditions on the property, improper maintenance, or upkeep of the property, and include occupants and animals on the premises, such as dog bites, etc. The responsibility of the property owner depends on the standard of care owed to the injured person, which is based on the reason for their presence on the premises. An invitee is owed a duty of care, but a trespasser may not be owed that same duty.
What is medical malpractice in Louisville, Kentucky?
Medical malpractice occurs when an individual is injured while under the care of a health care provider. Contact an attorney in Louisville, Kentucky who specializes in medical malpractice if you have suffered after:
- a medical procedure caused complications and unexpected side effects.
- experiencing an actual injury due to a medical professional’s action
- a health care professional failed to diagnose a serious condition or disease
- suspicion that you are medical malpractice victim
What is an accident that can lead to workers’ compensation?
When a person becomes injured on the job in Louisville, Kentucky, or contracts an illness that is job-related, they can make a worker’s compensation claim for monetary damages. Injuries may be caused by an accident, or event that results in physical injury, a medical condition that develops over time caused by repetitious use of a body part, or a condition associated with the workplace environment itself. It is important to discuss a potential workers’ compensation case with a knowledgeable attorney since each case has unique components. Workers’ compensation claims in Louisville, Kentucky are governed by state laws and disputes are handled by the state commission. Workers’ compensation benefits that are awarded often include medical treatment and payment of medical bills, payment for time out of work and payment for any permanent disability or disfigurement, and additional payment to assist the injured worker’s return to the workplace. Attorneys’ fees and expenses are not paid unless they are awarded and approved by the state workers’ compensation commission.
What is a wrongful death lawsuit in Louisville, Kentucky?
A wrongful death legal action in Louisville, Kentucky is a particular type of lawsuit that is brought by the loved ones of someone who has died because of the negligent, reckless, or deliberate act of someone. Damages in these lawsuits can include:
- Medical bills and burial expenses
- Compensation for lost wages their loved one would have earned had he lived to his normal life expectancy
- Compensation for the pain and suffering endured by the surviving family members due to their loved one’s absence
- Punitive damages that are intended to punish the person who caused the death.
Should I take legal action after an accident in Louisville, Kentucky?
An accident victim can reduce stress and worry by hiring a competent attorney, who is better suited to track governmental agency and court filing timelines and has experience preparing the necessary documents and court-required paperwork. A competent accident attorney in Louisville, Kentucky is familiar with state and federal laws regarding accidents and they can objectively speak on behalf of an injured party in court, or against an insurance company’s legal team, often yielding a swift and fair monetary settlement. USAttorneys.com is an all-encompassing resource that aligns accident victims with the best possible legal counsel available in each state and Louisville, Kentucky when they require professional services.
If you or someone you know was injured in an accident you need to contact an accident attorney. Contact an accident lawyer at USAttorneys.com, or call 1-800-672-3103 to speak to an accident attorney. The experienced accident attorneys at USAttorneys.com have made it their top priority to represent victims who have been injured in major accidents across America.