In Maine, the statute of limitations for a car accident gives a person up to six years to claim damages for any personal injury or property damage caused by someone else during an accident. So any individual hurt in a car accident can file a legal claim as long as it is within 6 years of them suffering at the hands of the negligent party. Individuals in an accident who are eligible to file a legal claim include:

  • Drivers
  • Passengers
  • Motorcyclists
  • Bicyclists
  • Pedestrians
  • Family members who lost a loved one

Any individual who suffered any form of loss in an accident has a right to file a claim. Calling a proper car accident lawyer in Maine is the best step to take for anyone who has gotten into an accident and who needs compensation for their losses. Even though the statute of limitations gives a person up to six years to act, it is always a much better idea to make a claim as soon as possible.

Filing a  claim early not only helps a person get their money sooner so they can pay for their damages, but it also increases the chances that the negligent party will still be available for communication and they would not have moved to another state or made other changes that would make it harder to get a hold of them.

Individuals who lost a loved one due to an accident in Ashville, ME, are eligible to make a claim as well, but they have a different deadline. Wrongful death claims must be made within two years of the date of the death of the deceased individual.

Does the statute of limitations apply to car insurance claims?

 

It is very important to keep in mind that these deadlines are for legal claims and they do not apply to one’s insurer. Every insurance company requires that a person lay a claim within a reasonable timeframe after an accident and the acceptable timeframe differs from one policy to the other. Right after getting into an accident, a person should call an accident attorney so their attorney can correspond with the insurer on their behalf and help them get compensated fairly.

It can be very difficult and traumatic to try and recover from a car accident. Even if a person did not suffer physical injuries, they may lose a loved one, lose their vehicle, or may just face mental trauma making it difficult for them to drive on the road again. During this sensitive time, it can be nearly impossible to focus on the legalities of the case so a person should hire an attorney to help them while they take the time they need to recover properly.