Workers’ compensation insurance provides employees that are eligible to receive benefits with medical care coverage and replacement wages when they suffer an on-the-job injury or illness. One type of injury that an employee in Miami, FL might be entitled to receive coverage for is carpal tunnel syndrome. Carpal tunnel syndrome is a condition that causes a person to experience numbness, pain, and tingling in their hand and arm, according to the American Academy of Orthopaedic Surgeons. The condition develops when “one of the major nerves to the hand—the median nerve—is squeezed or compressed as it travels through the wrist.”
An individual can develop carpal tunnel when their job requires them to:
- Use their hands repetitively, meaning they repeat the “same hand and wrist motions or activities over a prolonged period of time.”
- Engage in “activities that involve extreme flexion or extension of the hand and wrist for a prolonged period of time.”
An individual might begin to experience symptoms of carpal tunnel now and again, and the symptoms will gradually show up more as their condition worsens. Carpal tunnel typically worsens when an individual continues to engage in the repetitive behavior that led to the condition developing.
Filing a Workers’ Compensation Claim for Carpal Tunnel
After a worker has established that they developed carpal tunnel as a result of performing their job duties, they must notify their employer that they suffered a repetitive stress injury. Once an employer has been informed that an employee has suffered an on-the-job injury, he/she is required by law to report it to their insurance company within seven days after the worker reported it to them. Once the insurance company has been notified that an employee suffered an injury, an insurance claims adjuster should contact them within 24 hours to discuss their rights and obligations.
The Florida Division of Workers’ Compensation says that within three to five days after an employer reports the accident, the employee should receive additional information pertaining to their rights, obligations, and the services that are provided by the Employee Assistance Office of the Division of Workers’ Compensation.
What if the insurer denies a workers’ comp claim?
If an insurance company denies a workers’ comp claim, whether it is for carpal tunnel or another work-related injury, they can contact Mario Trespalacios P.A. for legal help. The Miami, FL workers’ compensation lawyers at Mario Trespalacios P.A. can help an employee understand why their claim may have been denied and determine if anything can be done to reverse the decision.
Mario Trespalacios P.A. can be contacted at:
9495 SW 72 Street, Suite B-275
Miami, FL 33173