Will my insurance company repair my damaged vehicle or provide me with a check after an accident?
After engaging in an accident in O’Fallon, Missouri, the insurance company responsible for covering the costs of your damages may do one of two things:
- Provide you with an estimate as to how much your damage is worth and pay the repair shop for these damages.
- Provide you with a settlement check for what the damage is worth and let you have the repairs done where you want.
In both circumstances, you are permitted to take your vehicle to the repair shop of your choice, however, it is important to note that the insurer may compensate you based on an estimate they received from a repair shop they work directly with. In some cases, they may even recommend you go to their repair shop to have your vehicle fixed so that you don’t have to pay more out of pocket. Why would you be required to pay money out of pocket for damage your insurer is supposed to cover? Well, if you received an estimate on your own and it was much higher than the one the insurer provided you, they are likely going to stick to their own estimate amount and only pay that.
However, you can obtain a few different estimates on your own from different repair shops if you think your insurer’s estimate is far off from yours. They may be able to come to some agreement and meet you somewhere in the middle. Now, you also have the option of enlisting the help of one of our accident lawyers in O’Fallon, Missouri if you feel your insurer just isn’t being fair. Your O’Fallon auto accident attorney can inform you on what forms of actions you can take so that your insurance carrier doesn’t walk away without paying you what your true damages are worth.
But, if you are at a point where you need to be connected with a local accident lawyer now as you have had enough with your insurance carrier, contact USAttorneys.com today. Our agents will find you a lawyer in your area who is ready to represent you and get your insurance company to pay what is rightfully due.
Local Repair Shops Servicing O’Fallon, Missouri
As mentioned, you do have the option to obtain some estimates on your own just to be sure your insurance carrier isn’t low-balling you and leaving you with a vehicle that is partially repaired or repaired by a shoddy mechanic.
Below we have listed some local repair shops in the city of O’Fallon for your convenience. It is highly encouraged that you conduct your own research on these shops before relying on one.
- Schaefer Autobody Center
1 Team Drive
O’Fallon, MO 63366
- Complete Auto Repair
1400 E Terra Lane
O’Fallon, MO 63366
- Firestone Complete Auto Care
3089 State Hwy K
O’Fallon, MO 63368
If you are in the process of trying to get your insurance carrier to provide you with the right amount of compensation, remember, our auto accident lawyers in O’Fallon, Missouri are here to help you and provide you with the advice and guidance that can help get this matter resolved.