Motorcyclists in Florida should purchase insurance to help pay for damages

Boca Raton, FL – Motorcycles can create a number of issues on the road, especially when drivers nearby are not careful and do not notice these smaller vehicles. Florida is a state that is known to be particularly dangerous for cyclists because of a large number of motorcycle accidents that involve injuries and fatalities each year. Purchasing an insurance policy is one way that drivers and motorcyclists can help to protect themselves and their vehicles in case of an accident. Florida has certain minimum requirements for motorcycle insurance policies, including coverage amounts for property damage and injuries.  

Florida motorcycle insurance laws

Florida is unique in the sense that a standard insurance policy is not necessarily required for motorcycles, as there are other ways to prove financial responsibility, but it is a good idea to have coverage. Riders can obtain a certificate of financial responsibility by purchasing a surety bond, or get a self insurance certificate after meeting other requirements. However, an insurance policy is usually the most convenient option for many people. 

Any two wheeled vehicle with engine displacement greater than 50 cc must be registered with the state as a motorcycle. The state requires auto and motorcycle insurance policies to have coverage of up to $10,000 for bodily injury for one person injured in an accident, $20,000 for accidents that involve injuries to two or more people, and up to $10,000 worth of property damage coverage per accident. 

Lawsuits following a an accident

Regardless of whether motorcycles or any other combination of vehicles are involved in a collision, the drivers or business at fault can be named as defendants in a civil injury lawsuit. If the plaintiff is successful, the defendant will have to pay for things like property damage and repairs, the victim’s lost income and wages, and any hospitalization or medical treatment that was due to the accident. 

The victim may also be eligible for non-economic damages for emotional pain and suffering in cases where their attorney can prove they have experienced trauma, mental health problems, or other intangible losses related to a reduced quality of life. Some injuries also produce permanent or long term physical pain that can be factored into non-economic damages. In rare cases where the defendant acted maliciously, there may also be punitive damages available to punish them for this kind of behavior. 

Contacting a firm to get additional help

Accident victims in the Boca Raton area can speak with a trusted firm to gain more information about lawsuits and compensation. Rosenberg Injury Law helps local clients with initial consultations, filing their case, and getting a favorable settlement or trial verdict.

Firm contact info:

The Law Offices of Jeffrey A. Rosenberg

5255 North Federal Highway, 3rd Floor, Boca Raton, Florida 33487

561-508-8800

rosenberginjurylaw.com