Auto accident claims can be confusing for the average individual, especially if it their first accident. Let’s face it, it’s a scary experience to go through an auto accident and a confusing one when you hear terms thrown around that you’ve never heard before. If you were recently involved in a collision, you likely have your insurance company and that of the other party trying to contact you and get the full scoop of what happened. It is vital that during this time, you provide accurate statements and are clear on the details you are providing. The last thing you want to do is take the blame for an accident without even realizing it.
One of the things we recommended here at USAttorneys.com is that you consult with a Reno, Nevada accident lawyer to determine if their help is needed. All of the lawyers featured on our site will provide you with your initial consultation for free so this gives you the chance to hear the pros and cons to taking on legal aid. One thing is for certain, though, and that is that our accident attorneys can get you through this confusing time with much more ease than trying to do is on your own.
Some things to consider after an accident that can affect your claim include:
Do you have uninsured motorist coverage?
If you live in Reno, Nevada and you drive a car, then you are probably already aware of the fact that you aren’t required by law to purchase uninsured/underinsured motorist coverage. However, this might be what saves you in the event your accident was with someone who wasn’t carrying any insurance at all. Even though the law states everyone must carry auto insurance, even if it is the minimum amounts, not everyone does.
Uninsured motorist coverage is going to provide coverage for any injuries to you as well as those who were riding in the car with you. You may also file a lawsuit against the negligent driver who failed to carry the proper insurance coverage but you will need one of our Reno accident lawyers to help out with this.
Does the other driver have enough coverage to cover the costs for your injuries and/or vehicle damage?
While some drivers aren’t carrying insurance, others may not have enough to supply for your accident claim. That is where underinsured motorist coverage comes into the picture. This type of coverage will cover injuries you or your passengers sustain in the event you engage in an accident with “someone whose auto insurance policy does not cover your expenses” according to Estrella Insurance. This is only one company in Reno, Nevada you can purchase your auto insurance through.
When filing a claim using your underinsured coverage, the other party’s insurance would pay for part of the damages and your coverage would pick up the rest.
There is much more you should know about the claims process and it is our duty to get you paired up with an accident lawyer in Reno, Nevada who can supply you with the information you need. Give us a call now and see how we can help get all your accident questions answered.