If you were injured as a passenger in a car involved in a truck crash, you have a couple of options to recover compensation.

If you were injured as a passenger in a car involved in a truck crash, you have a couple of options to recover compensation.


Las Vegas, NV- If you injured as a passenger in a car accident, you might be wondering how you can recover compensation. Luckily, you have a few different options you can explore to recover the accident-related cost you incurred. In this article, our team of accident lawyers in Las Vegas, Nevada will explain how passengers in traffic crashes can get compensation.
What are a passenger’s options for recovering compensation?
As a passenger, you have two options to recover compensation:
You can file a claim with the driver or the owner of the car’s insurance
Or, you can file a claim with your insurer.
You must determine who was at fault for a crash to determine who is liable for covering your medical bills, property repair costs, lost wages and emotional distress. When you file a claim as a passenger, you are considered a third party.
An accident lawyer in Las Vegas can help you file a third-party personal injury claim.

An accident lawyer in Las Vegas can help you file a third-party personal injury claim.


Filing a third-party claim
As a third party, you may have to file two claims to recover your accident expenses fully. Because one party may not have enough insurance coverage to meet your total costs, you may need to file two claims to make up the difference each responsible party’s insurance coverage. However, you cannot recover compensation that exceeds the value of your claim.
For instance, let’s say you were in an accident involving two parties who were partly to blame. The driver of the car you were in was mostly at fault, but the driver of the other vehicle was also partly to blame. You incurred $12,000 in total accident expenses, but the driver of the vehicle you were riding in only has $10,000 in coverage. You would need to file a claim against the other liable party to recover the other $2,000.
 What if the responsible driver is a family member?
If you are related to the driver of the car you were traveling in, you won’t be able to file an accident claim against the driver’s insurance, because you are considered insured under their policy. You can negotiate for a better settlement amount, but you cannot file a liability claim against the company that insures you.
Passengers who are injured in an auto accident are eligible to compensation for their medical expenses, loss of wages, property repair and emotional distress.

Passengers who are injured in an auto accident are eligible to compensation for their medical expenses, loss of wages, property repair and emotional distress.


Can I file a claim with my insurer?
You can file a claim with your insurer, but they will only cover your medical expenses. You won’t be able to recover compensation for your lost wages or emotional distress. Also, your insurer will not pay any medical bills that exceed your coverage cap. So, if you have $15,000 in medical bills but only $10,000 in medical coverage, you’ll have to pursue the at-fault party or parties.
Speak with an attorney
USAttorneys recommends you speak with an accident lawyer in Las Vegas if you were hurt in a traffic accident. Whether you were driving or a passenger, our expert legal team will help you recover the compensation you need to cover your medical bills, rehabilitation, mental anguish and other accident-related expenses. We recommend you call and set up a consultation with an attorney today.
 

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