Jackson, MS- If you were hurt in a car accident, you might find some solace in the fact that you can recover compensation from the at-fault party or parties. But what happens when the costs of your injuries and property damage exceed the amount of insurance a motorist carries? How do you recover the amount of compensation you need for your accident?
If you have been injured in an accident, let USAttorneys get you in touch with an accident lawyer in Mississippi to help you determine if a motorist is underinsured and what you can do to get the compensation you deserve. You can rely on our team of traffic collision attorneys to fight for your rights and ensure you aren’t covering any of your accident costs out of your pocket.
A 2010 study by the National Highway Traffic Safety Administration found that the average cost of a traffic accident involving a fatality is $1.4 million over a lifetime. For fatal accidents, 90 percent of those costs were associated with lost productivity at work and home. Accident victims who are critically injured face up to $1 million in accident-related costs, according to the same study.
Mississippi, like all states, requires motorists carry a minimum amount of insurance to cover the costs associated with a traffic accident. Minimum insurance requirements for drivers in the state are:
$25,000 per person for bodily injury.
$50,000 per accident for bodily injury.
$25,000 per accident for property damage.
If you compare the overall costs of traffic accidents with the minimum amount of insurance a motorist is required to cover, you can see a big disparity. Accident victims often incurred medical bills and expenses that far exceed the amount of insurance a motorist carries.
Now, if you have the misfortune of being struck by an underinsured motorist, you have a couple of options. But it’s important to note that it can take several months for you to find out that a motorist is underinsured.
Once you learn a motorist may be or is underinsured, you need to contact your auto insurance company immediately just to cover your bases. You may have to rely on your insurer to pay you the compensation you need to cover all of your accident costs by filing an underinsured motorist claim. In this case, you will benefit from retaining an attorney in Mississippi to help negotiate on your behalf and recover a just settlement for your medical costs, loss of wages and mental anguish.
You may have other options you can explore if you don’t get the compensation you believe you deserve for your accident claim. USAttorneys urges you to contact an accident lawyer in Jackson, Mississippi to discuss your case and help you decide the courses of action you can take to get the amount of compensation you need. We can connect you with a lawyer today who will begin working on your case, so you get the best results possible.

0 replies

Leave a Reply

Want to join the discussion?
Feel free to contribute!

Leave a Reply

Your email address will not be published.