Car or truck accident victims in the Bronx should be aware of the state’s no-fault rules.
Accident lawyer in the Bronx explains the state’s no-fault insurance rules and how they affect your claim.
Bronx, NY- Have you been injured in a traffic crash in the Bronx? Did you get hurt and need to money to pay your medical bills? If you were in a traffic accident in New York, the rules for recovering compensation are different because of the state’s no-fault insurance rules. This article will explain those rules and how they affect your injury claim.
What does no-fault mean?
No-fault just means that when a car or truck accident occurs, and the resulting injuries are minor, the victims must file their accident claim with their auto insurance company. No matter who was at fault, your insurer is responsible for covering your property damage, medical bills, rehabilitative costs, and loss of wages must come from their insurer unless they meet the serious injury threshold.
If your injuries don’t meet that threshold, your bills will be paid by your insurer, so if your accident-related expenses exceed your coverage, the difference will come from your pocket.
A personal injury lawyer can help you recover fair compensation for your pain and suffering.
If you don’t meet the serious injury threshold, your auto insurance company will cover your medical and other related costs up to your insurance limits. So, if your injuries aren’t serious but your medical bills exceed your coverage, those remaining costs must come from your pocket.
What is a serious injury?
The New York State Bar Association defines a serious injury as one that results in:
Loss or use of a body part or system
Limitations to an individual’s mobility
If you meet the serious injury standard, USAttorneys recommends you get help with your claim. Call one our accident lawyers in Bronx, New York and set up a consultation. They will explain whether you must file with your insurance company or if you should file a serious injury claim.
You can rely on our team of lawyers to stand up for your rights and build a strong claim on your behalf.
Dealing with an insurer
When you file a claim, New York law states that you must fully comply with an insurance company. In New York law requires accident victims to cooperate with insurance companies or they can terminate your claim. If you’d like help, a personal injury lawyer can explain the state’s rules and comes next.
If you do suffer a serious injury, you need to speak with a car wreck attorney before you make any moves or speak to anyone about your case. They stop you from doing anything or saying anything that will damage your claim. You can avoid any mistakes that could damage your claim and result in a smaller settlement than warranted by your injuries. Our legal experts will do whatever they can to make your claim less stressful and more productive.
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