Should a construction accident victim in Florida be leery of a quick settlement?
Coconut Grove, FL—When a construction accident occurs and a worker gets hurt, they often turn to their employer’s workers’ comp insurance carrier to provide them with medical and wage replacement benefits. These benefits allow an injured party to obtain the medical treatment they need as well as a percentage of the wages they were earning prior to their work accident.
Sometimes, while an injured worker is receiving workers’ comp benefits, the insurer may offer them a settlement. If the settlement is offered early on, an injured construction worker is warned to only accept once they have had the opportunity to review the offer with an experienced Coconut Grove, FL construction work injury lawyer.
Insurance carriers are known to undervalue claims when offering a settlement
If a construction worker were to suffer a permanent disability as a result of their work accident and/or cannot work for an extended period of time, their claim would be valued higher than someone who sustained an injury and is able to return to work. To avoid having to pay out on such a costly claim, the insurer may offer the injured worker a settlement, which is sometimes less than what they would receive if they were to keep their claim open.
Unfortunately, because most injured workers are eager to accept a lump sum of money, especially those who are considered the “breadwinner” of their household, they often don’t realize their claim is being undervalued. And this is why it benefits to consult with an attorney prior to accepting a workers’ comp settlement.
Reasons to consult with a Coconut Grove construction work injury attorney before accepting a workers’ comp settlement
A FL workers’ compensation lawyer can easily identify when the insurance company is trying to take advantage of an injured party who is in need of financial relief. They can also help them negotiate with the insurance company so that their claim is valued fairly. Determining the value of a workers’ compensation case is tricky and that makes it even more difficult for an injured worker to know when they should accept a settlement.
Insurance companies don’t discriminate against high-valued claims. They may also try and settle smaller claims for a lesser amount.
Construction workers who need help deciding whether to accept a workers’ comp settlement or allow their benefits to continue can contact Mario Trespalacios P.A. to speak with an experienced Coconut Grove, FL workers’ compensation lawyer. A lawyer at Mario Trespalacios P.A. can review the settlement offer an injured construction worker received to determine if the insurer is compensating them for future medical care, future lost wages, etc., and if it is for a reasonable amount.
To connect with Mario Trespalacios P.A. and receive a free initial consultation, call 305-261-5800.
Mario Trespalacios P.A. is located at:
9495 SW 72 Street, Suite B-275
Miami, FL 33173
Phone: 305-261-5800
Website: www.mtpalegal.com
