Should I settle for my car accident in Omaha?

car accident

Omaha, NE – Most drivers in Nebraska know what they need to do if they are involved in a minor collision. It’s a question of exchanging insurance information and getting your car fixed by your mechanic. Unfortunately, many drivers don’t realize that for a serious car accident, things are more complicated. You may be hard-pressed for money, but settling a claim quickly is always a bad idea.

If you sustain severe injuries, you’ll have significant financial losses. When there’s a lot of money involved, it’s best to take your time and consult with experienced Omaha car accident lawyers before making a decision.

The insurance company offered me a check. Should I take it?

 First of all, ask yourself why would an insurance adjuster be so interested in your personal situation that they’re offering you a check barely one week after the crash. They’re not doing this out of the goodness of their heart. If they come up with a quick offer, it’s because they want to take advantage of your state of confusion. Accident victims need money for their hospital bills and worry they won’t be able to put food on the table while they’re recovering. The check from the insurance company is the answer to their prayers!

Ask any reliable car accident lawyer in Nebraska and they’ll tell you that you should never accept the first offer your insurer makes. Never. It’s most definitely a bad deal and you shouldn’t take it.

They may tempt you by saying that you can take the check and they’ll give you more money later on. This is borderline illegal. If you make the mistake of signing a release form, that’s it. You won’t see more money. Ever.

Do I have to go to trial to get damages for may car accident?

That’s a popular misconception. People believe that hiring a lawyer automatically means the case will go to trial. Nothing could be further from the truth.

Seasoned accident lawyers rarely set foot inside a courthouse. Most accident claims are settled through negotiations.

Why would you need a lawyer then? You need a determined lawyer to tell you how much your claim is worth and to get that money from the insurer.

You need a lot of experience in personal injury law to be able to say how much a claim may be worth. A lawyer with many years of expertise in this area can rely on their past cases or look up legal precedents to make an evaluation.

There are two types of damages you can recover in an accident claim.

  • Economic damages refer to your financial losses, such as medical bills and lost wages.
  • General damages are a lot more difficult to calculate as they refer to your pain and suffering. The amount you can get depends on the severity of your injury and the extent to which it impacts your normal life. 

Take for instance an injury like whiplash. The insurance company representative will tell you you’re probably faking it, and, in any case, your suffering is barely worth $5,000. A skilled lawyer may be able to get you five times as much.

If you were recently injured in a car accident in Nebraska, schedule a free consultation with a knowledgeable attorney at the Rensch & Rensch Law firm, with offices in Omaha and Columbus. Their attorneys work on a contingency fee basis, so you don’t owe them anything unless they win your case.

Contact info: 

Rensch & Rensch Law

Toll-free: 800-471-4100 

Omaha office:

7602 Pacific St #102, Omaha, NE 68114

Columbus office:

1470 25th Ave, Columbus, NE 68601