To receive compensation for any damages suffered during a car accident, drivers and passengers will have to turn to the right insurance company in Columbia, SC. Every driver in South Carolina is required to carry the minimum amount of insurance in case an accident occurs.
Carrying insurance is required by law because of how much individuals suffer if they get into an accident and they are not insured. Having the proper amount of coverage means that a person will be able to pay for the damage to their vehicle and the injuries they suffered because of the collision without having to turn to their own personal savings or without them having to take a loan.
It may be tempting to call the insurance company on one’s own right away, this should be avoided and is not recommended. Though it is necessary to communicate with the insurer, a person should make sure they do not do so unless they have a qualified accident attorney by their side. Having a lawyer represent them when negotiating an accident settlement can significantly improve a person’s chances of receiving proper compensation for all the losses they suffered.
The insurance company that one is seeking a claim from will almost always be taking legal steps to try to minimize the total claim amount, so a person receives as little as possible. This is usually done by attributing fault to the insured individual, so they lose out on a certain percentage of their total settlement. If a person does not have a lawyer helping them gather evidence and actively defending them, then they can easily fall prey to these tactics and end up getting less than what they deserve.
Getting into an accident with an uninsured driver in Columbia, SC
If a person finds themselves in a collision caused by an uninsured driver, the uninsured driver becomes personally liable for covering any injuries that were caused due to their negligence. A person may also be able to get some coverage from their own insurer in such a case, but they should first speak to a qualified lawyer to see what course of action is best for them regarding their particular situation.
Every car accident case is different, and a person should not hesitate in taking the help of a legal professional to help them with retrieving a fair settlement amount without being unfairly taken advantage of. Speak to an accident attorney at the Louthian Law Firm today.
Reach us at:
1116 Blanding St # 3A
Columbia, SC 29201
Local: (803) 454-1200
Toll-free: (888) 303-1209