What happens if a driver causes an accident in Fort Walton Beach, Florida and they weren’t insured?
Florida law requires that all drivers in the state carry certain types of insurance coverages and limits. Anyone who violates the law puts themselves at risk of having their driving privileges and license plate suspended for up to three years.1 In addition, a driver might also be required to pay a reinstatement fee of up to $500.
While losing driving privileges might sound bad enough, the penalties may not end there for someone who causes an accident and is not meeting the State of Florida’s minimum insurance requirements. In the event an uninsured driver is liable for property damage or is to blame for the injuries another motorist suffered in an accident, they are responsible for paying for the damage they caused.
This is why all drivers in Florida should be at least be meeting the state’s minimum insurance requirements.
While insurance might be costly and nearly unaffordable for some, it does help protect an individual from having to pay for all of the damage they cause in a car crash. Unfortunately, when a motorist either chooses to not purchase coverage or allows their policy to lapse, there is no insurance company for an injured party to turn to. Instead, they only have the at-fault driver who they can pursue for compensation.
Can an uninsured driver be sued for causing a collision?
In short, yes, an uninsured driver can be sued for causing an accident. But, if they are willing to pay a victim for the accident-related expenses they caused them to incur, then a lawsuit may be able to be avoided. If an individual is being sued by a motorist for the damage they caused and they weren’t insured at the time of the accident, they are encouraged to retain an accident lawyer to ensure the other party is only seeking the compensation they are entitled to.
Talk to an Accident Attorney in Fort Walton Beach, FL
If an uninsured driver was involved in an accident, they should consult with an attorney to find out what their legal rights are. Although they may have been liable or partially liable for causing an accident, they need to be sure their rights are upheld, especially if the other party intends on filing suit against them.
Browning Law Firm is an accident law firm located in Fort Walton Beach, FL, and the attorneys there are qualified to answer or address any questions or concerns an individual might have regarding the recent accident they were involved in.
Browning Law Firm can be reached at:
418 Racetrack Rd. NE, Ste B
Fort Walton Beach, FL 32547
Phone: 850-344-1736
Website: www.browninglawfirm.com
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