The State of Florida requires drivers to carry two types of insurance in order to legally operate their motor vehicle within the state. These two types include Personal Injury Protection (PIP) and Property Damage Liability (PDL). While PIP coverage is used to protect the driver, PDL will pay for the damage they cause to another person’s property in the event of an accident. Carrying the minimum requirements of insurance coverage is not optional in the state of Florida, although some drivers do decide to drive without it.
These drivers are referred to as uninsured drivers.
When an uninsured driver causes an accident in Daytona Beach, FL, they will likely be ticketed and may even lose their driving privileges. In addition, an uninsured driver also puts themselves at risk of being sued if the driver they injured is unable to recoup the money they need to cover their losses from their own insurance company. Typically, when a person is involved in an auto accident with an uninsured driver in Daytona Beach, they will file a claim with their own insurance carrier. However, if the injuries they suffered were severe enough, they may not have enough coverage to pay for their damages.
When a driver’s insurance policy isn’t enough to cover the costs associated with an accident, they may decide to file a personal injury lawsuit against the driver in an effort to collect the compensation they likely would have received had the other driver been insured.
How much can a car accident victim collect after filing a personal injury lawsuit?
The answer depends on a number of different things, including, but not limited to:
- Whether the victim has a valid case against the driver. Typically, to file a personal injury lawsuit against another party, an individual must be able to prove he/she was negligent at the time of the accident.
- The amount the victim is seeking from the other party.
- The other party’s ability to pay.
- Whether the lawsuit was filed within the statute of limitations. Generally, individuals in Florida have four years from the date of an accident to bring a lawsuit against another party [Source: Florida Statute §95.11].
Contact Pappas and Russell, P.A. to Learn More About Recovering Compensation After an Accident with an Uninsured Driver
If a driver suffered injuries in an accident with an uninsured driver, they can contact the Daytona Beach, FL accident lawyers at Pappas and Russell, P.A. to find out how they can recover compensation for the injuries and losses they suffered. While a personal injury lawsuit may be one option that can be used to collect compensation, there may also be other avenues a Florida accident attorney can help them to take to recoup the money they need to cover medical bills, lost wages, and more.
Pappas and Russell, P.A. is located at:
213 Silver Beach Avenue
Daytona Beach, FL 32118