What happens when there are three cars involved in an accident in Fort Walton Beach, Florida?
Florida is considered a no-fault insurance state. Under Florida’s no-fault insurance laws, drivers are required to carry $10,000 in Personal Injury Protection (PIP) insurance and can utilize this in the event of an accident. Fortunately, with PIP coverage, a driver is able to recover up to the $10,000 limit regardless of whether they contributed to the accident or not and can usually gain access to these funds rather fast.1
While PIP insurance can help an accident victim cover the medical expenses they incurred as a result of a collision with other drivers, not always is it enough. And this is where the other drivers come into the picture.
When Another Driver’s Negligence Causes a Car Accident in Florida
If one or both of the other drivers’ behavior led to the accident, an individual may be able to recover funds from the other parties’ carrier. When a driver files a claim with another person’s insurance company, it is referred to as a third-party claim. Claims that are filed with a driver’s insurer are referred to as first-party claims.
When a driver attempts to file a claim with another party’s insurer and there were other drivers involved, the insurer may be hesitant to cover the claim. This can result in an individual having to wait an extended period of time before they are issued a check or having their claim denied. And this is why it benefits to hire a Fort Walton Beach accident lawyer in a case involving multiple parties.
What Does a Fort Walton Beach, FL Accident Attorney Do?
Accident attorneys help victims navigate the claims process and understand their rights. They are available to address a victim’s questions and concerns and ensure their rights as an injured party are upheld. Anytime an issue arises, or a victim’s rights are ignored, an accident lawyer will step in to try and correct the problem.
In the event an individual is unsuccessful at recovering the compensation they are due from the insurer, an accident lawyer in Fort Walton Beach can determine if they have the grounds to sue the liable party(ies).
Insurance Companies Aren’t a Car Accident Victim’s Friend
Insurance carriers often try and escape having to provide an accident victim with the compensation they are due in one of several ways some of which include:
- Trying to settle a claim quickly before a victim has had time to assess their injuries.
- Undervalue a victim’s claim.
- Deny a victim’s claim.
If a car accident would like to have a FL accident lawyer evaluate their case so that they know how much it is they should be receiving from the insurance company, they are encouraged to contact Browning Law Firm at 850-344-1736.
Browning Law Firm can be reached at:
418 Racetrack Rd. NE, Ste B
Fort Walton Beach, FL 32547
Phone: 850-344-1736
Website: www.browninglawfirm.com
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