What should I say to the insurance company after a car accident in Omaha?

Omaha. NE – When you’re injured in a car accident, the guy from the insurance company may seem like the best friend you’ve ever had. Very sympathetic and full of concern, that’s the guy who’s going to give you the money you desperately need. 

Experienced Nebraska car accident lawyers warn that this type of thinking is wrong and could end up costing you a lot of money. The truth is that the insurance adjuster is NOT your friend. Never was, never will be. That guy is callously taking advantage of your state of confusion. There is no sympathy whatsoever in their questions. The reason the guy calls you so often is that he’s trying to gain your confidence and make you say something you shouldn’t. Something the insurer can use to deny or at least minimize the value of your claim.

What you must NOT tell an insurance adjuster under any circumstances

You must never admit fault, say you’re sorry or apologize in any way. You must not let them know of any traffic offense, no matter how minor, you may have committed. After they gain your trust, you may confide that you were in a rush to get home because your child was sick. While the guy will say that any parent would do the same, he’ll quietly write down that you were speeding and probably distracted by the problem with your kid. It may not be enough to deny your claim, but it’s a good reason to accuse you of negligence and reduce your damages accordingly. 

Also, don’t let them bully you into giving them a recorded statement. They’ll tell you it’s a standard procedure and it helps settle the claim faster. Keep in mind that it’s not standard procedure and you’re not under any obligation to give them a recorded statement. If necessary, ask your accident lawyers to be present when you talk to the insurance adjuster in charge of your case. 

Dos and don’ts to remember when filing a car accident claim in Nevada

The aftermath of an accident is a hectic time and you’ll be under a lot of pressure. Here’s a quick list of things you must do and some you should never do.

  • Do make an injury claim as soon as possible.
  • Do submit medical records showing the medical treatment you have received, the test results, your diagnosis, and your prognosis.
  • Don’t make things up. Misrepresenting the facts can lead to your claim being denied.
  • Don’t make a statement if you are impaired at the time. You have the right to refuse to make a statement.
  • Don’t rush into settling the claim. Wait until you know for sure how much money your medical care will cost. If you’re left with an impairment or disability, your Nebraska accident lawyers will calculate your future medical expenses as well as the value of your future lost earnings. 

If you were recently injured in a car accident in Nebraska, schedule a free consultation with a knowledgeable attorney at the Rensch & Rensch Law firm, with offices in Omaha and Columbus. Their attorneys work on a contingency fee basis, so you don’t owe them anything unless they win your case.

Contact info: 

Rensch & Rensch Law

Toll-free: 800-471-4100 

Omaha office:

7602 Pacific St #102, Omaha, NE 68114

Columbus office:

1470 25th Ave, Columbus, NE 68601