Chain-reaction car crashes are among some of the most complex types of collisions that occur on Florida roadways mainly because it can be difficult to distinguish who caused the accident. This is why anyone who has been involved in a chain-reaction accident in Fort Lauderdale, FL should contact an accident lawyer immediately after the incident. Generally, after a person has been involved in an accident with one or more drivers, they would first need to file a claim using their personal injury protection (PIP) insurance as this will help cover medical expenses in the event injuries were suffered.
PIP insurance is required in the State of Florida and can be used regardless of who causes an accident. The purpose of PIP insurance is to help an individual who has been involved in an accident access benefits quicker so they are able to get the care they need and even recover a percentage of their lost wages if they cannot work. But what if a driver maxes out their PIP coverage and wasn’t liable for a chain-reaction crash?
Bringing a Claim Against Another Driver’s Insurer After a Chain-reaction Crash
If an individual maxes out their PIP benefits and wasn’t at fault for an accident, they may be able to file a claim with another driver’s insurer. The question is, which driver? Sometimes, in a chain-reaction crash, more than one driver may be liable for causing the accident. For example, if a driver rear-ends another vehicle and that driver was texting and was unable to swerve out of the way to avoid hitting the car in front of him/her, both drivers may be recognized for causing the accident.
Knowing which driver to hold accountable for an accident can be tricky but it is easier to determine when a car accident victim is being represented by a Fort Lauderdale, FL accident attorney. Once an individual identifies which driver was liable for the crash, they can then bring a claim against their insurance company. In the event they are unable to recover the money needed to make up for the losses they suffered, they may then be able to file a personal injury lawsuit against one or more drivers.
Personal injury lawsuits are generally only used when an individual is unable to recoup the money they are entitled to for the damages they suffered. This usually happens when severe or catastrophic injuries are suffered in an accident.
Connecting with a Fort Lauderdale, FL Accident Lawyer After a Chain-reaction Crash
If an individual needs help identifying who the liable parties are after engaging in a chain-reaction crash, they contact Madalon Law for legal help. Madalon Law provides legal services to those in and nearby to Fort Lauderdale and will be able to assist a car accident victim with recovering any money they may be due for their injuries and losses.
You can reach Madalon Law at:
100 N. Federal Highway, #CU5
Fort Lauderdale, FL 33301