Who pays for the injuries suffered in an accident that occurs in a company vehicle?

What happens if an individual is involved in a car accident while on the job?

Miami, FL—If an individual was involved in an accident while driving their employer’s vehicle, generally their employer’s insurance company would be liable for the accident. If the individual was working as an independent contractor, then they may be held accountable for covering the accident if it was their fault. In the event the driver suffered injuries and was working as an employee, they may also be entitled to recover workers’ compensation benefits.


What is workers’ compensation?


Worker’s compensation insurance covers most employees in the State of Florida and provides them with medical and wage replacement benefits if they become injured on the job. For instance, if an employee was en route to drop off an order for an employer or pick up materials from a vendor and they engage in a car accident, their employer may be liable for providing them with workers’ compensation benefits.


Medical Benefits


When an employee suffers an on-the-job injury, whether the accident occurred while they were driving a company vehicle or at their place of employment, they may be entitled to get their medical care paid for. Workers’ compensation will not only cover treatment, but also medications that are needed to treat the injuries the worker suffered in their work-related accident.1


Wage Replacement Benefits


Wage replacement benefits may also be provided to injured workers if they are out of work for more than seven days. The amount an employee can receive will depend on how their case is classified. For instance, if an employee became temporarily disabled due to their injury, they may be eligible to receive 80% of their regular wages for up to six months after the accident once they have been out of work for more than seven days.2

In the event the employee’s physician determines they can never work again, they may be entitled to recover permanent total disability benefits.


When an Employer in Miami Doesn’t Want to File a Workers’ Compensation Claim


If an employee has been informed that they don’t qualify for workers’ comp or has learned their employer doesn’t want to file a claim, the Miami, FL workers’ compensation lawyers at Mario Trespalacios P.A. would be happy to determine whether they are eligible for benefits or not.

Workers’ compensation benefits are extremely helpful to have when an injured employee in Miami is in need of medical care. Unfortunately, it can sometimes become a bit of a challenge for certain workers to obtain the benefits they are entitled to. If an employee in Miami is unable to obtain the workers’ comp benefits they believe they are due, the lawyers at Mario Trespalacios P.A. are ready to help.


Mario Trespalacios P.A. can be contacted at:


9495 SW 72 Street, Suite B-275

Miami, FL 33173

Phone: 305-261-5800

Website: www.mtpalegal.com



  1. http://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0400-0499/0440/Sections/0440.13.html
  2. https://www.myfloridacfo.com/division/wc/Employee/Benefits/lost-wages.htm