Why is auto insurance required in Gonzales?
Gonzales, LA – Accidents that cause various kinds of damage are a reality of driving a motor vehicle. Because of this problem, insurance is necessary in Louisiana and other states to pay for all of the accident damage that happens during a collision. The coverage is meant to protect against lawsuits filed by people who have experienced various kinds of losses. This means that accident victims always have the opportunity to get assistance from an attorney and decide if they want to take formal legal action against a driver.
Liability insurance
The reason liability insurance is required by law is so that a driver will be able to pay for any damage that they cause through their insurance policy. Most drivers would not be able to pay for thousands of dollars in damage each time they get into an accident without assistance from an insurance provider.
The insurance company will cover the costs of the accident up to the amount listed in the specific policy. Louisiana and other states require drivers to have a minimum coverage amount for several thousand dollars worth of damage, although the amounts and necessary coverage can vary slightly from state to state. This insurance policy will cover both property damage and injuries to other people involved in the crash.
Suing a negligent driver
People who have been involved in a collision will want to speak with an attorney about trying to get compensation for their injuries and property damage. A negligence case argues that the person who caused the accident deviated from the standard of care that is required for all drivers on the roads. This can be through things like distractions, traffic violations, or drunk driving. The negligence lawsuit also allows the victim to list their costs for things like medical treatment, lost income and wages, and non-economic damages for pain and suffering.
In most cases, these lawsuits end with settlements where the insurance company for the driver at fault ends up paying for much of the plaintiff’s damage. This will generally happen after certain pieces of information about the accident have been exchanged and there has been negotiations that take place over the course of several months.
Accident attorneys in Louisiana
Miller, Hampton, and Hilgendorf is a firm that handles accident lawsuits for clients in Gonzales and other parts of Louisiana. Their attorneys are available to meet with people who want to learn more about the process to bring a case against the person responsible for their injuries.
USAttorneys.com is a service that helps people find the right lawyers in their area. Anyone who needs assistance with their search for a legal professional can call 800-672-3103
Firm contact info:
Miller, Hampton, and Hilgendorf
3960 Government St., Baton Rouge, LA 70806
225-343-2205
www.mlhlaw.com
