Will my personal trainer costs be covered by insurance after an accident causes bodily injury in Florida?

Accidents occur without prejudice to time and place, and victims need to be able to recover from injury and harm they suffer as a result.  In 2018, unintentional injuries, or accidents were the third leading cause of death in the United States, accounting for 6 percent of all deaths. Insurance for accidents often covers medical bills and treatments to return a person back to the health they were in before the incident occurred, whenever that is possible.

In addition to accidental insurance coverage through “no fault” policies and insurance settlements from litigation, many health plans have an allowance for personal trainers as part of the total body health and wellness concept that has impacted the healthcare community greatly in the last few decades. Personal and employee health insurance policies may cover wellness and exercise programs that will keep people healthy, thereby reducing overall medical insurance claims and skyrocketing healthcare costs across the United States.

• Health insurance benefits vary by personal preferences and corporate offerings of multiple variations of policies, but most often the services of a personal trainer will be covered if it is written in the medical notes, or supported by treating healthcare providers, that the training is medically necessary.
• Some insurance companies do have a clause that will provide reimbursement for personal training sessions, but only allow a certain number of sessions annually.

The National Federation of Professional Trainers defines a personal fitness trainer as “a fitness professional possessing the knowledge, skills and abilities for safe and effective exercise and fitness program design, instruction and assistance for the purpose of reaching personal health and fitness goals.”

After an accident involving personal injury in Fort Lauderdale, a person may have a period of inactivity resulting in diminished cardiovascular function, and muscle wasting.  A personal trainer can assist individuals to strengthen their overall body and mind through a program specific to the areas that were damaged in an accident. A personal trainer also provides a level of safety for people who want to work out with another individual to minimize further injury to a weakened body party due to an accidental injury.  A personal trainer will develop a program to benefit the health of an individual by:

• Measuring body composition
• Assessing current fitness levels including flexibility, strength, and endurance
• Prescribing personal exercise programming
• One-on-one instruction, or group instruction emphasizing safety and proper techniques.

Tony Burgess provides personal training services in Fort Lauderdale that cater to individual needs of clients who want to improve their overall health, or for faster physical recovery after an accident has left them with personal injury.  He can offer individuals the use of state-of-the-art equipment in a semi-private facility reducing anxiety for clients who have been injured, as they attempt full recovery from any residual disability.  Tony has the formal education and hands-on experience to safely provide services that can result in added benefits that include:

• Improved bone strength and mass
• Prevention of muscle loss
• Weight management
• Reduced body fat
• Improved stamina
• Improvement in glucose levels
• Reduced anxiety
• Reduced back pain
• Improved sleep
• Sharpened focus
• Improved heart tissue
• Reduced blood pressure

If you, or someone you love has been injured in an accident and needs some assistance getting back to quality physical health, seek the professional expertise of Tony Burgess by calling(859)-608-2843 to set up a consultation.

Tony Burgess

Fort Lauderdale Personal Training

4199 N Dixie Hwy, Oakland Park, FL 33334